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Synovus Questions

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Taurus22
Valued Contributor

Synovus Questions

This is for you Synovus Cash Rewards MF'ers out there...

 

I'm going to throw this into a 3-card spree and have a couple questions I can't seem to find an answer for...

 

1: How sensitive are they to Inquiries and New Accounts?

 

2: Retail Category: How broad is this category? What all does it include?

 

3: Since it is basically a BBVA Clearpoint clone, does it have targetted offers like BBVA does? (Ex: +X% on Dining for this month, etc.)

 

4: Do they charge for outbound ACH transfers?

 

5: Anything else good/bad that you've discovered since having the card?

My Wallet
Sock Drawered

On Deck: Possibly Aven 3% Visa
Message 1 of 8
7 REPLIES 7
mikesonthemend
Valued Contributor

Re: Synovus Questions


@Taurus22 wrote:

This is for you Synovus Cash Rewards MF'ers out there...

 

I'm going to throw this into a 3-card spree and have a couple questions I can't seem to find an answer for...

 

1: How sensitive are they to Inquiries and New Accounts?

Not at all.

 

2: Retail Category: How broad is this category? What all does it include?

No big box stores or discount stores.

 

3: Since it is basically a BBVA Clearpoint clone, does it have targetted offers like BBVA does? (Ex: +X% on Dining for this month, etc.)

Have yet to see any.

 

4: Do they charge for outbound ACH transfers?

If you mean pulling payments, no. However, their technology may be behind what you are accustomed to.

 

5: Anything else good/bad that you've discovered since having the card?

Website/App is behind the times. They are improving it, but slowly.


 




Living through Darwinism is so much worse than learning about about it in school.
Message 2 of 8
credit_endurance
Valued Contributor

Re: Synovus Questions

Not to hijack your thread OP 😁 but was wondering if there is a workaround to apply for an acct checking/savings + credit card online or otp?  I am out of their footprint and with everything going on these days would prefer not to have to step into branch.

Starting FICO08 Scores 2016 All in the mid 500’s
Current FICO08 Scores SEP 2023 (TU 834) (EQ 831 (EXP 831)

“The credit is no longer bruised, it has endured the test of time” (formally know as bruisedcredit)

Message 3 of 8
Taurus22
Valued Contributor

Re: Synovus Questions

*bump*

Any other Synovus people out there have any input?

My Wallet
Sock Drawered

On Deck: Possibly Aven 3% Visa
Message 4 of 8
Wavester64
Valued Contributor

Re: Synovus Questions


@Taurus22 wrote:

*bump*

Any other Synovus people out there have any input?


Was wonderin if you pulled the plug on app'ing for the Synovus Cash Rewards card and if so, how did you make out?  Smiley Happy






Potential Future Cards

Closed Accounts
Message 5 of 8
Taurus22
Valued Contributor

Re: Synovus Questions

No, I app'ed for the AOD FCU 3% card which pretty much made this card obsolete for me. I was going to app for the Synovus in a 3-card spree, now my spree is down to 2.....going to wait until statements cut in May to go after the other 2 cards.

My Wallet
Sock Drawered

On Deck: Possibly Aven 3% Visa
Message 6 of 8
RickNATL
Established Contributor

Re: Synovus Questions

Any input on Synovus PLOC approval?

Message 7 of 8
Remedios
Credit Mentor

Re: Synovus Questions

@RickNATL  this is a very old thread.

If you have specific questions, feel free to start another one. 

Message 8 of 8
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