TARGET

[Anonymous]

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akindofmagic wrote:

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krystofur wrote:

I kind of feel bad after hearing all this talk about Target.  I got the Target card just to get 10% off of the deck furnature we bought about 4 years ago.  The gave me the VISA with a $5000 CL and I closed it about a year later (yeah, stupid, pre-myFICO).  I wonder if they've changed their criteria and if I'd end up with the $200 limit now or not?

Are they still offering the 10% discount on your first purchase at the store?  I remember it took maybe 20 minuets to apply in the store, felt like a very onlg time.  Or furnature came to about $225.  It would have sucked to apply, just to get the 10% discount, and then be rejected, or accepted with only a $200 limit.

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I also got the Target visa for the 10% discount with a cl of $5,000 back in November.  When I received the card and saw the apr - 23.99% I was so upset that I called and cancelled the card.  In retrospect I probably acted to hastily.  It was my intention to PIF anyway but since my sister's apr was 13.99% I just couldn't see even bothering with it.

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That's exactly why I dropped it like a stone!  Now of course I wish I wouldn't have.  Oh well.

[Anonymous]

It's good to know that they are still, as recently as November, offering the 10% discount for applying.  This seems like a standard marketing tactic.  I'd just hate to apply, for the 10%, and then get offered the store card, or worse, get rejected.  Before I came here, I applied for whatever, whenever.  I'm sure I got lucky a number of times over the past 10 years.

[Anonymous]

OMG!!!!! Stop the presses. I got a store card and a $200 credit limit. Come on everybody! Let's go to Target.

[Red1Blue]

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beenthere wrote:

OMG!!!!! Stop the presses. I got a store card and a $200 credit limit. Come on everybody! Let's go to Target.

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Congrats on your new card..... WTG....

[Anonymous]

Thank you. It's a tool. That's what I got it for. I hope it will go to VISA after awhile.

[Anonymous]

Use it and pay it!  They will reward you.  I started with that same CL and now am up to a 5k Visa.

[Anonymous]

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beenthere wrote:

OMG!!!!! Stop the presses. I got a store card and a $200 credit limit. Come on everybody! Let's go to Target.

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Congrats!!

[Anonymous]

Groovy!

[Anonymous]

In November I got a target card with a $200 limit and I was just happy someone would give me a card without the annual fee.  I checked my statement online today and the increased me to $500! not huge yet but its a great start!

[Anonymous]

They still offer the 10% off on purchase with new card. Does not have to be used on first purchase. They send you a coupon good for 10% off an entire days shopping. The coupon says to scan and return to guest. Mine expires about a month after I got it. It also says for every 1000 points that you earn with the store card they will send you another 10% off coupon. I got the standard $200 cl. WalMart gave me $700 even though I have a 2 yr old charge off on another GEMB CC. Then again I am at WalMart about as often as some people use crack.