TD Bank CLI success? I see they are SP

[masscredit]

A rep at TD Bank told me CLIs are HP when I asked about them while in the bank a few months ago. I was just on their site. It says they are SP. Guess I'll be rolling the dice after some accounts report $0 next week. Anyone have luck with their Luv Button? 

[DoppelgangerD]

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@masscredit wrote:

A rep at TD Bank told me CLIs are HP when I asked about them while in the bank a few months ago. I was just on their site. It says they are SP. Guess I'll be rolling the dice after some accounts report $0 next week. Anyone have luck with their Luv Button? 

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Why gamble at all? Just freeze your reports and then put in the request.

If it's a soft inquiry, then there shouldn't be an issue.

Personally I have no TDB cards, but P2 has the Target MC.

I wish they had an online option for CLI requests.

Apparently you have to call and ask for one. Yuck!

[SouthJamaica]

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@DoppelgangerD wrote:

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@masscredit wrote:

A rep at TD Bank told me CLIs are HP when I asked about them while in the bank a few months ago. I was just on their site. It says they are SP. Guess I'll be rolling the dice after some accounts report $0 next week. Anyone have luck with their Luv Button? 

---

Why gamble at all? Just freeze your reports and then put in the request.

If it's a soft inquiry, then there shouldn't be an issue.

Personally I have no TDB cards, but P2 has the Target MC.

I wish they had an online option for CLI requests.

Apparently you have to call and ask for one. Yuck!

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My experience with TD Bank has been that little can be accomplished online or even by phone. They were usually forcing me to call, and then when I called the phone rep was usually forcing me to visit the branch. Eventually I shut down my involvement with them, except for the credit card which I need to keep open for utilization padding purposes.