cancel
Showing results for 
Search instead for 
Did you mean: 

TJMaxx -Store Card Upgrade Question???

tag
Anonymous
Not applicable

TJMaxx -Store Card Upgrade Question???

I have a Tjmaxx store card that I did a CLI to $1200 today online.  I notice that I can upgrade to a Tjmaxx master card.  My question is should I do it?  Is it better?  Should I upgrade to the Tjmaxx master card or just keep my TJMaxx store card?

 

 I have 5 store cards:  Old Navy $500, Macy's $500 (did CLI on this last week), Target $200, Amazon $1700 (got this 2 weeks ago).  Credit Cards:  I was approved for Discover IT card today, 2 Orchard Bank master cards both $300 (I asked for a CLI. they said wait until the 14th?), CU Visa Card $500.

 

 As you can see I'm trying to bring up my CLI on all my cards. 

Message 1 of 7
6 REPLIES 6
daybreakgonesXe
Valued Contributor

Re: TJMaxx -STORE CARD UPGRADE QUESTION

They told you to wait for a CLI on thr 14th for Orchard Bank??? Any indication why? Sorry dont mean to thread jack but mine just got unsecured so thats why im wondering!

I would say upgrade the TJMaxx. Usually the cobranded cards will allow you to reach a higher CL than the store cards!
Message 2 of 7
jsucool76
Super Contributor

Re: TJMaxx -Store Card Upgrade Question???

Is tj maxx GE? I dont know about all of their cards, but walmart upgrades mean a new account on your reports.
Message 3 of 7
Anonymous
Not applicable

Re: TJMaxx -STORE CARD UPGRADE QUESTION

Hi daybreakgonesXe,

 

They said it was a Capital One decision regarding CLI.  But she said as of Feb 14th I can call in about my CLI because Capital One will have a decision by than.  I of course do not believe it but that what she told me on Monday.

Message 4 of 7
BearsAndTurtlesRtheBest
Senior Contributor

Re: TJMaxx -Store Card Upgrade Question???

Id say yes do it! Especially since you can now use it wherever MC is accepted. PLUS the cli.

Discover IT $2,600- First Premier MasterCard $1,000- Dillards Store Card $300- Fingerhut Advantage $200
Chapter 7 BK Dischagred on 07/11/16. Gardening Since 01/17/2019
Message 5 of 7
colindidit
Established Contributor

Re: TJMaxx -Store Card Upgrade Question???

I'd do it unless it's a really old acct
Wallet: Barclay-5k, Citadel MC- 5k, Slate- 4k, Freedom- 3k, BOA- 3k, Citi- 2k, AMEXBCE- 2k and more...
Message 6 of 7
daybreakgonesXe
Valued Contributor

Re: TJMaxx -STORE CARD UPGRADE QUESTION


@Anonymous wrote:

Hi daybreakgonesXe,

 

They said it was a Capital One decision regarding CLI.  But she said as of Feb 14th I can call in about my CLI because Capital One will have a decision by than.  I of course do not believe it but that what she told me on Monday.


Thank blkallure! I think I will contact Orchard Bank and see what they say...

 

Anyways, good luck with your TJMaxx upgrade!

Message 7 of 7
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.