Does anyone know if this is a HP or SP for a CLI? They gave me a lousy SCL of 300. If had it for three months. I’ve always paid it off. This card is a Comenity Bank retail card.
Looks like I received a 100 dollar a auto CLI increase last month. I should have just called in (Luv button is no where to be found online). I tried via the automated phone system, and it asked whether I wanted a HP or SP. Naturally I said heck no to the HP. I did proceed with the SP. I got a decline letter in my online account because it had been too recent for a CLI request since I had had one last month. My account was opened on July of 2019. I will try again in 3 months. Hope this helps anyone else that has a Talbots cc.
A $300 credit limit at Talbots, that's problematic. I've been in there with the DW and you definitely need a higher limit credit card in there.
NFCU GoRewards Sig ($40,000), NFCU Cash Rewards ($40,000), PenFed Power Cash ($25,000), FNBO Evergreen Visa ($20,000), Bread Financial Rewards Amex ($21,150), PNC Cash Rewards ($18,400), PNC Cashbuilder ($18,700) , One Key Mastercard ($14,000), Citi Double Cash ($11,600), US Bank Cash Plus($10,000), Discover It Cash ($9000), Capital One Quicksilver MC ($9000), TD Cash ($8000), Bank of America. Unlimited Cash Rewards ($7500), Fifth Third Unlimited Cash Back Mastercard ($7500), Wells Fargo Active Cash Sig($7000), Apple Card ($6000), Amex BCE($6000), Amex ED($6600), X1 Card ($5000), PNC Points ($8000), Amex Cash Magnet($2000), Fifth Third Truly Simple ($4000), Truist Spectrum Cash Rewards($4500), Truist Bright Card($4500), CapOne Quicksilver(Bucketed @$1500 manually lowered to $500), US Bank Cash+ ($1,000), WF mortgage 195K Fico 8: EQ 778, TU 765, EX 758 FICO 9:EQ 829, TU 812, EX 791, AAoA-97 months, AoOA-28 years
Lol, you got that right stonedog23! I opened it in the store back on July of 2019 for my wife. My next lowest limit right now is Target at 1k which I opened a month ago. My scores were 40 points lower then (high 600’s now). Her’s where in the low 600’s at the time (we both went through a BK7 back on 12/16). She maxed it out one time right before the statement cut too. 🙄 My scores dropped 5 points just for that. Thankfully she pays it off in full.