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Target CLI?

tag
masscredit
Valued Contributor

Target CLI?

I don't see any posts about Target CLIs.  Do they grant them? I might try after I hit the one year mark if it's a soft pull. 

Pre-Credit Rebuild Scores Pre-DC (3/24/22) - EQ - 524 / TU - 519 / EX - 495

Current Scores - EQ - 687 / TU - 663/ EX - 677

TD Bank - $5000 / Mercury - $5000 / Capital One Savor One- $5000 / SDFCU Secured - $4990 / Capital One QuickSiver - $4500 / Ally Master Card - $2800/ Walmart Mastercard - $2250

Andrews FCU SSL $1500
Message 1 of 16
15 REPLIES 15
jeffery581
Established Contributor

Re: Target CLI?

They wouldn't raise my limit so I closed them. Plus the target around here has such long lines.... I ain't got time for that.

Capital One Quicksilver Visa | Capital One Quicksilver Matercard | Sony Visa | ebay Mastercard | Best Buy Visa| Shell Mastercard | CareCredit | Amazon Rewards Visa | Discover it | Lowes | Home Depot | Chase Freedom | Ebates Visa | TJMAX Platinum MasterCard | Stash Signature Visa | Hilton Amex | Bank of America Cash Rewards Visa | Bank of America Better Balance Rewards Visa | US Bank Cash Rewards | Blue Cash AMEX | IHG Rewards Club World Mastercard | Barclay Cash Foward World Mastercard | Bank of America Travel Rewards Visa | US Bank Cash 365 AMEX | Amex Everyday | Target | CITI Double Cash | WELLS FARGO PROPEL AMEX | Royal Carribean Visa | AARP REWARDS VISA | BEst Western Mastercard
Message 2 of 16
FinStar
Moderator Emeritus

Re: Target CLI?


@masscredit wrote:

I don't see any posts about Target CLIs.  Do they grant them? I might try after I hit the one year mark if it's a soft pull. 


They do happen, but only auto-CLI it seems.  Some folks have reported CL movements lately.  However, I don't believe anyone has had any success with requesting one directly by contacting them.  My Target Visa received two auto-CLIs in the last 7 months.  I think there was a poster on here who contacted their EO channel to request one but it was going to be about 30 days for them to review/provide any decision... and thus far, no update.

Message 3 of 16
masscredit
Valued Contributor

Re: Target CLI?

Maybe I'll just leave mine alone. It's not broke and working fine so why fix it... 

Pre-Credit Rebuild Scores Pre-DC (3/24/22) - EQ - 524 / TU - 519 / EX - 495

Current Scores - EQ - 687 / TU - 663/ EX - 677

TD Bank - $5000 / Mercury - $5000 / Capital One Savor One- $5000 / SDFCU Secured - $4990 / Capital One QuickSiver - $4500 / Ally Master Card - $2800/ Walmart Mastercard - $2250

Andrews FCU SSL $1500
Message 4 of 16
RushXTC
Established Contributor

Re: Target CLI?


@masscredit wrote:

I don't see any posts about Target CLIs.  Do they grant them? I might try after I hit the one year mark if it's a soft pull. 


They don't have an option to request CLI... I was stuck at $200 for about 6-7 months even though I used it a lot and paid them more than average and way before it was due.

 

I was then bumped up to $700, But that's not much either way... I'd only use it if it had a $2,000+ limit to keep the UTL low.

Message 5 of 16
FinStar
Moderator Emeritus

Re: Target CLI?


@masscredit wrote:

Maybe I'll just leave mine alone. It's not broke and working fine so why fix it... 


Exactly... and based on your siggy, it appears you have a decent CL for having the store (non-Visa) version.  To put things in perspective, for every individual that is stuck or has a $200 CL, you easily have 15x that amount Smiley Wink

Message 6 of 16
azguy13
Senior Contributor

Re: Target CLI?


@jeffery581 wrote:

They wouldn't raise my limit so I closed them. Plus the target around here has such long lines.... I ain't got time for that.


Aint nobody got time fo' that Smiley LOL

Message 7 of 16
bk510
Valued Contributor

Re: Target CLI?

@masscredit

 

i logged in just now and noticed that target raised my limit to 400.

 

i just got my 5th statement bout a week ago.

 

this is a very good sign that maybe TD bank will offer us target visa sometime down the road.

 photo QS visa_zps7zokw2wl.jpg photo QS visa_zps7zokw2wl.jpg photo Venture One_zpsigvttrlz.jpg photo Sony Visa_zpsxoradr1b.jpg photo USC Reward_zpslcvjfxmq.jpg photo Penfed Promise_zpsdg1y2dw2.png photo NasaFcu_zpswac3zwcu.jpg photo America_zpsuwx8rzdm.jpg photo LA-Kings-card_zpslbkyeqsz.png photo Barclay_zpslqv3i4tl.jpg photo BBVA_zpsqrhh7omh.jpg
 photo nfcu debit card_zpsprkh98jw.png photo nfcu visa siggy_zps0gjgyxje.png/ photo nfcu goReward card_zpsixhh1qcp.jpg photo sdfcu platinum card_zpspilihdiv.png  photo penfed reward cash_zpsyckxjc7y.png photo alliant visa_zpsaf4udfx0.jpg photo Citi Secured_zpsypzxi0jm.png photo fnbo platinum_zpsxfub6esb.png photo marvel-credit-card_zpsfkvc3ux5.png photo golden 1 CU_zpslhgxynjv.pngBurned AECitiChase
Message 8 of 16
zerobacan
Established Contributor

Re: Target CLI?

Im still waiting 30 days due next week
Amex PRG NPSL, Amex Delta 2k (AU) Discover iT 5k, BOFA Siggy $5k, BOFA AlaskaAir Siggy 5k, BBVA Compass $5k! Macy's $4.5k, C1 $2.5, SFCU $2.5k, SFCU LOC $2k, Paypal SmartC $4k, Sam's 5.5k Victoria Secret $2k, Kay's $1.7k.,76/Citi $1.5k Amazon $5k, Walmart Disco $3k JC Penny $4k, C1 $2.5, BBRZ 700.
Starting:TU:536 EXP:561 : EQ:552 Current:TU:680 Walmart (2-15-14)EXP:712 FICO!! (12-4-13):EQ:622 (FICO 2-6-14) Uti 27% Goal: 720 By 12-13.
Message 9 of 16
texasman07
Established Contributor

Re: Target CLI?

Funny I just hit my 4th statement and got a bump from 200 to $400.!

Message 10 of 16
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