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Target CLI?

tag
masscredit
Senior Contributor

Re: Target CLI?

I applied for my card in the store. The girl gave me a piece of paper as a temperory card and told me the limit was $3000. I asked again because I didn't think I heard her correctly. She said $3000. again. I smiled for the rest of the night. Totally do not understand why I received that limit but am not complaining. It was my highest limit as of Sept last year. 

EQ - 698 / TU - 672 / EX - 686

Capital One Savor - $16000 / Capital One Venture - $13000 / Travel Advantage Visa - $11500 / TD Cash Card - $7500 / Bread Rewards AMEX - $6950 / Apple Card - $6500 / TD Double Up - $5500 / Mercury - $5000 / Ally Master Card - $4300 / DCU Visa - $3000 / Capital One QuickSilver - $500
$79,750
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Message 11 of 16
lithium78
Established Contributor

Re: Target CLI?

I got a Target Redcard five years ago and I got one CLI from $200 to $1000 after a year or so and I've never gotten another CLI.  I guess I can't complain too much, because I buy most big ticket items at other retailers that have better quality.  The 5% off comes in handy when buying casual clothes (since there is no sales tax on clothing where I live).  It's also nice to get free shipping when buying from Target.com.

 

The biggest item I have bought at one time was a 40"  flatscreen HDTV for a little over $400, so the credit limit hasn't been much of an issue.


Starting Score: TU: 566
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Message 12 of 16
n777ua
Established Contributor

Re: Target CLI?

My limit was $200 when I opened the account in 2008.  My current limit is $200.

About $215,000 total credit among 11 cards
Message 13 of 16
MsLadyRover
Valued Contributor

Re: Target CLI?

When I opened my card in 2008, it started with a $200 CL.  A month later, they increased it to $500.

Five years later and I'm still at $500.



Starting Score: 639 (Walmart TU)
Current Score: TU 715 (Barclay) EX 685 (myFICO) EQ 697 (myFICO)
Goal Score: 700 Across the Board (Mortgage Goal Achieved 1/31/2012!)

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Message 14 of 16
newmomnewme
Valued Contributor

Re: Target CLI?

Wow. I was wandering around the site today after paying my bill...couldn't find the "credit line increase" button anywhere. I guess it doesn't exist. FYI, I had the Target Red card before it was TD Bank, closed by credit grantor. I think my limit was $300.  I was approved for $200 in October 2013 and was just hoping I could find out when/how to request an increase. I guess I will just sit on it. What can I do with a $200 target cc??? Other than put in my sock drawer.

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Message 15 of 16
CreditMagic7
Mega Contributor

Re: Target CLI?

Had the RedCard almost exactly 1 year. Used it maybe 4 months in the year, rolled 50% balance for attention, the PIF.

It's easily overlooked with only a weak 500 limit compared to my other cards, including oddly enough, new comenity catalog store cards.

If there's no auto-cli sometime this month it's just as well.
Message 16 of 16
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