Target Card

[daneatreia]

I am thinking of applying for a target card, can anyone tell me what score I would need?

[Creditaddict]

Pretty sure it's EQ they pull and 620-650 I would say... use to be little easier... not sure of exact score needed.... I Have 4, and I have gotten them at all different credit ratings including while in BK but don't think even while in BK I was under 590 when I got approved. and approved for just $200

[Carlile92]

It is not by score cus I have 709 fico for eq and was declined because of inquries

[Creditaddict]

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@Carlile92 wrote:
It is not by score cus I have 709 fico for eq and was declined because of inquries

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WOW, Target is actually getting picky about INQ! ugh these banks drive me nuts with inq... they didn't use to be I can say... I have like 50-60 on my EQ, I think 95% of them fall off by 2-12 but would have to go look

[LS2982]

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@Creditaddict wrote:

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@Carlile92 wrote:
It is not by score cus I have 709 fico for eq and was declined because of inquries

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WOW, Target is actually getting picky about INQ! ugh these banks drive me nuts with inq... they didn't use to be I can say... I have like 50-60 on my EQ, I think 95% of them fall off by 2-12 but would have to go look

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Whoa...I thought I was bad with 22 (7 auto INQs)

[Creditaddict]

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@LS2982 wrote:

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@Creditaddict wrote:

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@Carlile92 wrote:
It is not by score cus I have 709 fico for eq and was declined because of inquries

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WOW, Target is actually getting picky about INQ! ugh these banks drive me nuts with inq... they didn't use to be I can say... I have like 50-60 on my EQ, I think 95% of them fall off by 2-12 but would have to go look

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Whoa...I thought I was bad with 22 (7 auto INQs)

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well yes auto... I probably have50-70% auto, I shopped around banks when I bought my car, 6 months later shopped it around, shopped it again at about 12 months and finally shopped it around 2 weeks ago and finally refi it.  so think most are coming off except the 4 I got a couple weeks ago for car and 2 for credit cards.

[daneatreia]

Thanks for the info! After reading the boards, I changed my mind! Just was instantly approved for an Amazon and Old Navy card online. No new credit for me for a while! 

[LS2982]

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@daneatreia wrote:

Thanks for the info! After reading the boards, I changed my mind! Just was instantly approved for an Amazon and Old Navy card online. No new credit for me for a while! 

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Man I reallly wanted that card......I cant app for anything on TU anymore for at least 8-12 months need INQ-s and accts to age. I want that card!

[Creditaddict]

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@daneatreia wrote:

Thanks for the info! After reading the boards, I changed my mind! Just was instantly approved for an Amazon and Old Navy card online. No new credit for me for a while! 

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hmmm, you will have to let us know if Amazon pulled EQ or TU for you... I got Walmart and PayPal MC 2 weeks ago with TU and then Amazon was declined and they pulled EQ... is the 584 EQ in your signature recent? sigh these GE computers conuse me how they decide approve or not!

[Anonymous]

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@LS2982 wrote:

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@daneatreia wrote:

Thanks for the info! After reading the boards, I changed my mind! Just was instantly approved for an Amazon and Old Navy card online. No new credit for me for a while! 

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Man I reallly wanted that card......I cant app for anything on TU anymore for at least 8-12 months need INQ-s and accts to age. I want that card!

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u want every card that is made LS