Target Card

[Creditaddict]

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@LS2982 wrote:

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@daneatreia wrote:

Thanks for the info! After reading the boards, I changed my mind! Just was instantly approved for an Amazon and Old Navy card online. No new credit for me for a while! 

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Man I reallly wanted that card......I cant app for anything on TU anymore for at least 8-12 months need INQ-s and accts to age. I want that card!

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We will have to get update from poster because I had EQ pulled for Amazon... oh wait my mistake, they pulled ALL 3... totally forgot! (I liked it when I forget, now I'm mad about the 3 inq! it's like Cap1!

[LS2982]

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@Creditaddict wrote:

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@LS2982 wrote:

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@daneatreia wrote:

Thanks for the info! After reading the boards, I changed my mind! Just was instantly approved for an Amazon and Old Navy card online. No new credit for me for a while! 

---

Man I reallly wanted that card......I cant app for anything on TU anymore for at least 8-12 months need INQ-s and accts to age. I want that card!

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We will have to get update from poster because I had EQ pulled for Amazon... oh wait my mistake, they pulled ALL 3... totally forgot! (I liked it when I forget, now I'm mad about the 3 inq! it's like Cap1!

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Well I may have lucked out on the 3 pull reacharound I have freezes on EX/EQ at the time. Maybe thats why I just got hit on TU...

note: edited to remove double quote; nothing else changed --hauling

[Creditaddict]

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@LS2982 wrote:

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@Creditaddict wrote:

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@LS2982 wrote:

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@daneatreia wrote:

Thanks for the info! After reading the boards, I changed my mind! Just was instantly approved for an Amazon and Old Navy card online. No new credit for me for a while! 

---

Man I reallly wanted that card......I cant app for anything on TU anymore for at least 8-12 months need INQ-s and accts to age. I want that card!

---

We will have to get update from poster because I had EQ pulled for Amazon... oh wait my mistake, they pulled ALL 3... totally forgot! (I liked it when I forget, now I'm mad about the 3 inq! it's like Cap1!

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Well I may have lucked out on the 3 pull reacharound I have freezes on EX/EQ at the time. Maybe thats why I just got hit on TU...

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FANTASTIC!!! Almost makes me want to go freeze them right now and apply again!!!! My TU looks amazing compared to the others!

note: edited to remove double quote; nothing else changed --hauling

[LS2982]

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@Creditaddict wrote:

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@LS2982 wrote:

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@Creditaddict wrote:

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@LS2982 wrote:

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@daneatreia wrote:

Thanks for the info! After reading the boards, I changed my mind! Just was instantly approved for an Amazon and Old Navy card online. No new credit for me for a while! 

---

Man I reallly wanted that card......I cant app for anything on TU anymore for at least 8-12 months need INQ-s and accts to age. I want that card!

---

We will have to get update from poster because I had EQ pulled for Amazon... oh wait my mistake, they pulled ALL 3... totally forgot! (I liked it when I forget, now I'm mad about the 3 inq! it's like Cap1!

---

Well I may have lucked out on the 3 pull reacharound I have freezes on EX/EQ at the time. Maybe thats why I just got hit on TU...

---

FANTASTIC!!! Almost makes me want to go freeze them right now and apply again!!!! My TU looks amazing compared to the others!

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I'd recommend freezing them all just to keep yourself in check, Thats what I do, makes me think a lil harder "do I really need this" and then I have to lift the freeze at home compared to just apping anytime in-store or anywhere.

note: edited to remove double quote; nothing else changed --hauling  ** pant pant pant **

[daneatreia]

I dont know which report(s) were pulled yet, I should know with in the next day or so. All my scores are from 12/1/11 

[lithium78]

I got a Target card with a $200 starting limit when my scores were all in the 560s.  After a year of responsible use and management, the limit increased to $1000.  Unfortunately, it has stayed that way for two years, even though I use the card pretty regularly.  In fact, I just bought a new flatscreen TV from target.com using the card.  I get the impression that they are very, very conservative with CLIs, unlike Walmart.

[Creditaddict]

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@lithium78 wrote:

I got a Target card with a $200 starting limit when my scores were all in the 560s.  After a year of responsible use and management, the limit increased to $1000.  Unfortunately, it has stayed that way for two years, even though I use the card pretty regularly.  In fact, I just bought a new flatscreen TV from target.com using the card.  I get the impression that they are very, very conservative with CLIs, unlike Walmart.

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I personally would say they are stupid not conservative but at the same time even though you don't really ever see CLI past the initial up to 1k if your lucky, they are not all that stupid, they own the bank and that little red card generates more revenue then all stores put together... I should probably google and check this because it's probably been more than 5 years since I read the fact.

I have 4 Target Red Cards, I was rotating them for a while but now I just use the card with the 1k limit and the others sit... I run between $400-800 a month through it and I have not seen increases on any of the 4 cards since that card went to 1k back in 2008? or 9.... lot of us on the boards got it... forget the year.

[daneatreia]

I went and applied for a target card, and I was APPROVED!!! Yay! To the garden I go! 

[quest208]

wow.  3 cards.

(must not apply, must not apply, mustnotapply, mustnotapply, mustnotapply)

i know i cant apply, but the thought is refreshing.  im living through other people's applications LMAO

[n777ua]

Got my red card in '07 - 3 years post BK - with a FICO of 570, $200 CL . . hasn't gone up a bit since