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turninganewleaf wrote:
To all Target RedCard holders,My Target red card just arrived in the mail, $200 CL. I've read several postings about this card. Many seem to give the impression that if this card isn't used, or used very sparingly, that odds are higher to get a CLI more quickly, if not even the Target Visa with $1000 CL.So, should I go ahead and sock drawer this card for a few months and see what happens or put one small purchase on it now, pay it off when I receive the bill, then sock drawer it?
I think that there is more than a lack of use tht influences what will happen with this card. I noticed that Target softs EX for me. I finally made it from fair to good on their scoring model right at the same time they decided to upgrade me to the Visa.