Target Red Card just arrived...question...

[nathan]

Was it instant approval for target , or did you have to wait. maybe my current disputes are slowing the process. Any baddies with those scores. What ca does walmart pull from?

[Anonymous]

yes they were both instant approvals. I dont know who walmart pulls from. i'm thinking they might have done tu for me because that is my cleanest file. my files are disassters. 8 student loan charge offs settled less then full. 5 credit card charge offs 3paid two showing paid. the CO are as of 2006 and 2005. so yes i'd say i have a few baddies. but i have a mortgage, personal loan, shared secured loan,and a BOFA card with a 17800 limit 11 years old with 6 bucks on it.

[Anonymous]

Target has been great for me, I had the Red Card for like a year and always paid off the balance and then they upgraded me to the Visa with a 4500 credit line.

Only downside is their interest rate which is like 22%. Thought about calling in to get it decreased, but its always such a hassle and i always pay off the balance anyways.