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Target RedCard Reporting

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gheedorah
Established Member

Target RedCard Reporting

I've seen a couple threads about Target in-store credit, and one or two that tangentally brushed my question, but nothing for certain-

 

Does anyone know whether the Target RedCard (the in-store credit card, not the Target-branded Visa) reports to all three bureaus?

 

So far, it has only shown up on Experian I believe. It does not appear on EQ or TU. I opened the card in February, first statement was March, next statement coming up in 5 days. Its a low limit card, and I'm carrying about 20% the balance on it, and with my credit, its appearance- or its lack of appearance- on the other two bureaus info will likely be inconsequential anyway, but I'd still like to know whether I can expect to eventually see the account on all three, or if it will be solely present on Experian.

 

Thanks!

Message 1 of 9
8 REPLIES 8
LisaJ
Frequent Contributor

Re: Target RedCard Reporting

I have seen mine on EQ and EX.  I will have to double check TU, but fairly certain it is there, too.

 

WOW! EQ when I joined myFICO: 657. Ups and downs and a few bumps and bruises, but finally back over 700. Whew!

Message 2 of 9
gheedorah
Established Member

Re: Target RedCard Reporting

Thanks!

 

Perhaps it will just take some additional time for it to show up on the other two. I'll wait and see what happens in the next few weeks (next statement is cut on the 10th).

Message 3 of 9
MsLadyRover
Valued Contributor

Re: Target RedCard Reporting

My RedCard reports to all 3 bureaus.



Starting Score: 639 (Walmart TU)
Current Score: TU 715 (Barclay) EX 685 (myFICO) EQ 697 (myFICO)
Goal Score: 700 Across the Board (Mortgage Goal Achieved 1/31/2012!)

Take the FICO Fitness Challenge
Message 4 of 9
gheedorah
Established Member

Re: Target RedCard Reporting

Did either of you happen to notice whether there was any lag in its appearance on any of the three bureaus? I guess I'm not too concerned presently, but want to know at what point I should actually call and inquire.

Message 5 of 9
Adalen
Frequent Contributor

Re: Target RedCard Reporting

In my experiance, Experian updates faster than Equifax and TransUnion.  Usually (for me) it's Experian, next day Equifax, and eventually in  day or two or more, TransUnion will join the party.  My Target card is also reporting to all three.


Message 6 of 9
gheedorah
Established Member

Re: Target RedCard Reporting

@Adalen

 

This is more of a "did not appear on EQ or TU last month at all" (first statement since opening account)- only appeared on EX. I'll be watching to see if the history appears on the former two this month, or not.

Message 7 of 9
vtskier
Valued Member

Re: Target RedCard Reporting

I was approved last month and my first billing was on the 25th. target claims they reported the account on the 26th but still nothing on any of the bureaus, so you are not alone in this situation.

Message 8 of 9
jamesdwi
Valued Contributor

Re: Target RedCard Reporting

No such luck it reports on all 3 reports... I wish it didn't report its embarasing having a $200 CL, my lowest ever show up on my report, it basicly sits in the sock drawer buying enough groceries for a week would max out the card.

 

 

Cards: Chase Southwest 20k & CSR 17k & CSP 10k & FNBO 30k Oregon Duck 5k, & AMEX BCP 32.5k & Amex Magnet 15k&amg; Hilton Surpass 7.5k & Delta Gold 12k & Zync NPSL, Fidelity AMEX 17k Commerce5.9k & Cash Forward 7.5k & Sams Club MC 20k, Paypal Extras MC 10k, Paypal Credit 7.25k CapOne Venture 15k, QS 2.5k, QS 750, Amazon 10k, Walmart 10k, Citi Simplicity 18k, Discover IT 23k and a nice stack of store cards.
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Message 9 of 9
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