I'm a little late posting this, but my Target Red Card is being upgraded to a MasterCard. The strange thing is that I rarely use this card. When I DO use it, it is typically for a small amount and I pay it off in full. I used the card in December for Christmas purchases -- less than $200. Prior to that, I hadn't used the card in probably six or eight months. I paid the balance in full in early January. When I received my January statement, it indicated that my credit limit had been raised from $3300 to $7000. I had read that this was usually a sign that there was an impending upgrade. Sure enough, about a week later I received a letter advising that my card was being upgraded and that it would take about two months. I haven't received the card yet, but I will keep you posted!
4.11.2025 . FICO 8 EXP 813; EQ 807; TU 817. FICO 9 EX 828; EQ 823; TU 830 AMEX Platinum NPSL; AMEX Gold NPSL; AMEX Cash Magnet 35,000; AMEX Delta Reserve 40,000; PenFed PCR Visa 12,500; PenFed Pathfinder 15,000; PenFed Gold Visa 10,000; PenFed LOC 10,000; Macys AMEX 25,000; Home Depot 25,000; NFCU Plat Visa 46,000; NFCU Plat MC 31,000; USAA Cash Rewards VISA 20,000; IKEA 25,000, Venmo VISA 20,000; SamsClub MC 20,000; Discover 26,600, Citibank Aadvantage Platinum Select World Elite MC 9800; Pottery Barn 37,000; Williams-Sonoma 27,000; FNBO VISA Signature 14,000; Sportsmans Guide VISA 12,400; Sephora VISA Signature 18,400; Target MC 7000; AAA Signature Visa 20,000; Apple Card 12,500; Truist Visa 17,200; GM Card 14,000 Total Credit Limit $857,000. Utilization less than 1%
