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vesper wrote:
Okay, I have had a measly $200 CL on my Target for almost 2 years. I use it all the time and I pay it off all the time. Some months I don't pay it completely off. I called about 6 months ago about getting a CLI and the lady said for me to give it a few more months. I called this morning about it again and the automatice response was "target is not doing credit line increases at this time". Huh? So I talked to a CSR, but I couldn't understand all that he was saying because his accent was very thick. What I go out of it is that I can't get an increase because.....and the only thing I caught after that was because I had no activity in December on my card. I'm so confused....should I use my card every month?
cheddar wrote:
vesper wrote:
Okay, I have had a measly $200 CL on my Target for almost 2 years. I use it all the time and I pay it off all the time. Some months I don't pay it completely off. I called about 6 months ago about getting a CLI and the lady said for me to give it a few more months. I called this morning about it again and the automatice response was "target is not doing credit line increases at this time". Huh? So I talked to a CSR, but I couldn't understand all that he was saying because his accent was very thick. What I go out of it is that I can't get an increase because.....and the only thing I caught after that was because I had no activity in December on my card. I'm so confused....should I use my card every month?I'm in my 8th month and still have $200.They may be holding off on the CLIs for a while. Their credit portfolio has an enormous default rate, and they've been said to be shopping it around to other lenders.