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Target hasn't updated since January?!

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Ortz33__
Frequent Contributor

Target hasn't updated since January?!

see below. it's killing me! i paid 172 of a 200 limi and it's still showing as 172.  my statement cut on 3/15!!!! ugh!  Can i dispute this? 

 

 

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Message 1 of 10
9 REPLIES 9
myjourney
Super Contributor

Re: Target hasn't updated since January?!

You can call and ask to update 

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Message 2 of 10
LS2982
Mega Contributor

Re: Target hasn't updated since January?!

I agree call in and ask them to do a manual update.



EQ FICO 548 3/3/16
Message 3 of 10
Ortz33__
Frequent Contributor

Re: Target hasn't updated since January?!

aren't they going to give me "it takes 30-60 days for it to update"  60 days is up... how long would a manual update take?

Message 4 of 10
myjourney
Super Contributor

Re: Target hasn't updated since January?!

manual update could probably be done within a week YMMV but you'll never know if you dont make the callSmiley Wink

 

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Message 5 of 10
Ortz33__
Frequent Contributor

Re: Target hasn't updated since January?!

made the call.  he said he would "document" it and i urged him to do a manual update. he wasn't really understanding.  he said they report every 30 days and i said well then why hasnt it been updated since jan?

Message 6 of 10
myjourney
Super Contributor

Re: Target hasn't updated since January?!


@Ortz33__ wrote:

made the call.  he said he would "document" it and i urged him to do a manual update. he wasn't really understanding.  he said they report every 30 days and i said well then why hasnt it been updated since jan?


Some CSR are no help but your request is in the system nowSmiley Wink When it updates most likely it will update everything

 

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Message 7 of 10
Ortz33__
Frequent Contributor

Re: Target hasn't updated since January?!

i called back again a few moments later. explained the previous csr wasn't helpful. asked for a supervisor. he claimed he submitted a dispute and that i might be contacted by "the credit bureaus"   

 

i checked equifax and it is updated.  not sure why tu isnt

Message 8 of 10
myjourney
Super Contributor

Re: Target hasn't updated since January?!


@Ortz33__ wrote:

i called back again a few moments later. explained the previous csr wasn't helpful. asked for a supervisor. he claimed he submitted a dispute and that i might be contacted by "the credit bureaus"   

 

i checked equifax and it is updated.  not sure why tu isnt


TU is slow but good you got results 

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Message 9 of 10
09Lexie
Moderator Emerita

Re: Target hasn't updated since January?!

Message 10 of 10
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