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Target red card reporting mid cycle

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Meanmchine
Super Contributor

Target red card reporting mid cycle

Made a purchase of  $240 on June 5th  On June 11th, balance got reported to the CBs. The statement isnt slated to cut til the 28th

Just throwing this out for general consumption

>3/2016 EX 644 CK-TU 642 CK-EQ 660 WalMart- 671.
>7/2025 All 3 reports 830 - 845(F8) F9s = all 850 but my app finger is still twitching
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3 REPLIES 3
pizzadude
Credit Mentor

Re: Target red card reporting mid cycle

Moved to Credit Cards

March2010 FICO® ~ 695 TU, 653 EQ, 697 EX
Message 2 of 4
ptatohed
Senior Contributor

Re: Target red card reporting mid cycle

Lol, I had seen yesterday that it was moved from CCs to General Credit.
[Until I can make a pretty signature, here’s an updated draft]

Everyday 5% CB:
Chase prime Visa // citi CUSTOM CASH “A” // citi CUSTOM CASH “B” // citi SHOP YOUR WAY (5% gas (in points), lucrative spending offers) // mylowe’s Rewards // Target circle card // primis Perks debit Visa (50c CB per transaction (5% CB or more up to $10 spend))

5% CB rotating:
Chase “OG” freedom Visa // DISCOVER it Cash Back // nusenda CU Platinum Cash Rewards

Everyday 4% CB:
US Bank Smartly (v1.0)

Everyday 3% / 2.2% CB:
AOD FCU Visa Signature (3%, sockdrawered) // upgrade Cash Rewards Elite (2.2%, sockdrawered)

Welcome Offer / credits only:
Chase SAPPHIRE PREFFERED (grabbed my $1,000, sockdrawered, will cancel) // NFCU FLAGSHIP REWARDS (elevated Welcome Offer, annual prime credit, sockdrawered)

Hotel card:
Chase IHG ONE REWARDS PREMIER (elevated Welcome Offer, 1 free night/yr)

On my radar:
Langely FCU Signature Cash Back (5% CB monthly selectable cat) // Safe CU Cash Back+ (Quarterly rotating 5% CB cats plus bonus cats) // upgrade MyFive Cash Rewards (5% CB monthly selectable cat) // US Bank Kroger (and family) World Elite Master Card(s) (5% CB Mobile Wallet)
Message 3 of 4
Meanmchine
Super Contributor

Re: Target red card reporting mid cycle


@amy598cross wrote:

@Meanmchine wrote:

Made a purchase of  $240 on June 5th  On June 11th, balance got reported to the CBs. The statement isnt slated to cut til the 28th

Just throwing this out for general consumption


Hello @Meanmchine,
Interesting catch—Target RedCard typically reports after the statement cut, so this mid-cycle report suggests a system update or manual trigger. Worth monitoring if it becomes a pattern.

Best Regards,
Amy Cross


I caught this accidently as I  was on my Aven account and I was asked if I wanted to BT my Target card.  I was wondering how Aven knew about this. After about 5 minutes, I realzed that it had to be a midcycle reporting.  Logged on to EX and there it was

>3/2016 EX 644 CK-TU 642 CK-EQ 660 WalMart- 671.
>7/2025 All 3 reports 830 - 845(F8) F9s = all 850 but my app finger is still twitching
Message 4 of 4
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