Target reporting 7 Open Accounts!!

[Creditaddict]

Should I worry since they are all good and I do have (4) Accounts.  Most are listed 2009 so not the oldest but not youngest either so thinking probably leave alone unless having all these $200 limits showing hurts me... and I don't mean Fico Score wise because I'm probably not loosing AA for 2009 really and I have not heard any lender so far concerned or even question why I have so many Target Cards, don't think it's like a FP in credit world!

[Anonymous]

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@Creditaddict wrote:

Should I worry since they are all good and I do have (4) Accounts.  Most are listed 2009 so not the oldest but not youngest either so thinking probably leave alone unless having all these $200 limits showing hurts me... and I don't mean Fico Score wise because I'm probably not loosing AA for 2009 really and I have not heard any lender so far concerned or even question why I have so many Target Cards, don't think it's like a FP in credit world!

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The more accounts you have the smaller the future effect of a new account on your AAoA.    IMO better to let it be.

[pizzadude]

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@Anonymous wrote:

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The more accounts you have the smaller the future effect of a new account on your AAoA.    IMO better to let it be. 

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+1.  I wouldn't do anything.   If anyone ever questions it just tell them that you reallllllyy like target. 

[Creditaddict]

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@pizzadude wrote:

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@Anonymous wrote:

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The more accounts you have the smaller the future effect of a new account on your AAoA.    IMO better to let it be. 

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+1.  I wouldn't do anything.   If anyone ever questions it just tell them that you reallllllyy like target. 

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LOL, I do, I have already saved $384 since Jan. 1

[flowfaster]

What are the limits on you 4 target cards?  So I guess its possible to get more than one target card?  I wanna apply to get rid of the 200 CL just scared they will give me another 200 CL.

[LS2982]

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@pizzadude wrote:

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@Anonymous wrote:

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The more accounts you have the smaller the future effect of a new account on your AAoA.    IMO better to let it be. 

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+1.  I wouldn't do anything.   If anyone ever questions it just tell them that you reallllllyy like target. 

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[pizzadude]

Wow !!  If that's based on the 5% discount then by my estimation you have spent over $7K !! 

[flowfaster]

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@pizzadude wrote:

Wow !!  If that's based on the 5% discount then by my estimation you have spent over $7K !! 

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It may be 10% if he uses the pharmacy.

[Creditaddict]

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@pizzadude wrote:

Wow !!  If that's based on the 5% discount then by my estimation you have spent over $7K !! 

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hmm I know I spend a lot but not that much... Either that includes special sales or I need to double check the next receipt i get! sorry

[Creditaddict]

I will list year open and limit and CLI:

1999 - $200 increased to $300 at 6 months and has never moved

2008 - $200

2008 - $200 increased to $1000 back in maybe 2010 when a lot of us were seeing increases around holiday I think and then about 3 months ago went to $1500 which I was shocked.

2009 - $200