Target

[Anonymous]

niki9  i have a question for you which site have you checked to see if you were approved for target card ??  because i apply last week at the store ,and they told me my application requires further processing . we will contact youby mail within 10 days .

thanks

[Anonymous]

ashabbir1  i heard you are the expert  here .

 so can you tell me what does mean after when i apply  YOUR APPLICATION FURTHER PROCESSING .

i get that from juniper,and target .

thanks 

[Niki9]

I applied online and it gave me an application number

but it only allows you to check you app status 1 time.

[Niki9]

I called Hooters and they gave me a $500 limit at a 15.54% ....... the rate is better than other cards I have ... but the limit is low ......

I wonder why.   The pull the same TU on the same day as the Seamiles and that limit is $7500 .. and the best rate on a card that I have 13%.

I wonder why they have such a big difference.

[Anonymous]

This is a secret formula type answer.  Us mere mortals will never be let in on the secret.  BoA approves me for 1st a $2500k cl and then 2nd a $10k cl.  I can assure you that nothing happened in the 20 hours between applications to warrant me being that much more "worthy"

I didn't argue about it neither !!!

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Niki9 wrote:

I called Hooters and they gave me a $500 limit at a 15.54% ....... the rate is better than other cards I have ... but the limit is low ......

I wonder why.   The pull the same TU on the same day as the Seamiles and that limit is $7500 .. and the best rate on a card that I have 13%.

I wonder why they have such a big difference.

---

[Niki9]

OK ....

So now I'm just itching .......

I NEEEED to know the CL on the Target approval.

Does target have a number that you can call and find out?

Also, for some reason I thought that Target would pull TU .. but I they pulled EQ and the pulled it twice for some reason ....

[haulingthescoreup]

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@Niki9 wrote:

OK ....

So now I'm just itching .......

I NEEEED to know the CL on the Target approval.

Does target have a number that you can call and find out?

Also, for some reason I thought that Target would pull TU .. but I they pulled EQ and the pulled it twice for some reason ....

---

I'm hoping you've done a search on this site, and you already know this, but the pattern seems to be that you get a store card ("Red Card" ) with a $200 CL. *Don't freak out!!!* If you use it frequently and pay it down briskly, you should be upgraded to the Target VISA in 6 months or so, although one poster griped about using his card and not getting upgraded, while his wife didn't use hers and got the upgrade. (Did the account numbers get switched, I wonder?)

So anyway, don't get offended if you get a CL of $200. Play the game, and apparently it will turn into a decent little card. But still, a good idea to do a search on this site.

[Niki9]

I have been reading the site ......

That is why I thought I was going to be denied when they had to investigate further .......... I just assumed that they would give me the INSTANT $200.

Right now that would have been better than not knowing and waiting around.

[Niki9]

IT IS THE NOT KNOWING THAT IS KILLING ME ......

I need to know.

[haulingthescoreup]

Understand completely!