Target

[Anonymous]

I applied and was given a $300 Credit Limit. I googled and found this forum and feel much better about it. I thought it must be a mistake when I opened it!

[ccaddict]

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@Anonymous wrote:

Moral of the story - if they give you a $200 limit, don't fret. They apparently like to take their time, but in the end they make it worth it.

I hope these words give you hope!

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Amazing! A friend I work with told me he has a 20k limit on his target card, when talking about cc's. I refused to believe him, saying target never gives limits like that. I think I will need to reconsider that after reading your post.

After reading a lot about target, I had decided on never app'ing for it. Its probably not that bad after all. Need more posts like these though to make up my mind.

Congrats on that upgrade!

[fishbjc]

Excellent CLI's guys!  I think I'll add Target to my mix as soon as my score goes up 50 pts.. now that Target sells wine!

[SWISSOATL]

ARE U SERIOUS $10K FROM TARGET VISA!!!!!!! *FALLS THRU THE ROOF*

WOW CONGRATS!!!

[Anonymous]

i think i just got denied got that 7-10 letter in the mail message...from target

[Anonymous]

maximal the success stories I hear and with your scofres keep the faith they have their own bank you will probably get it--keep us posted!!

[Anonymous]

Good Evening All,

I just wanted to tell you Maxima1 that I applied for Target online a couple days ago and I received the 7-10 day message also, like always, lol.

They pulled EQ 1/12/08 (603 FAKO) and called me today to verify my information, she told me I was approved for $200 limit. I tried to get addt'l info and she told me after 4 months they will re-evaluate my performance and give me CLI.

BTW, my state is AZ.

[Anonymous]

I have had a Target card that I opened in March 07-- they start you off with a low low limit (I think mine was about $200), but every 4 months.. as long as you've been paying on time, they increase, by quite a lot!

In less than a year, it has gone from 200 to 4900.

And, of course after six months it changes from just a "Target" Store Card to a Target Visa-- which is nice

[Anonymous]

wow good news Kate I have never opted for this card I guess b/c i dont shop there enough --figured really is another hard inquiry worth the low limit----any opinions---LOL now it is nice they do upgrade to the VISA---I guess thats a plus--I may go for it in the fall of this year after lots of inquires fall off---that may make me start shopping there

[NikJ4]

I went to Target and I always pay with my debit card. I got my receipt and it said I was pre-approved. I dont know how since i didnt give them my social. They based it off my "shopping pattern". I forgot about it until a week later and called late one night to inquire if this was actually correct and not a pre-qualification. The lady on the phone said no and told me to just take my license and the receipt to the store. I did it first thing the next morning when the store first opened so it would not be that many people in the store. I got my account right there with a temporary card. It was the first one the store had received so they were just as excited as I was. I did get an increase 2 months later from the initial $200 up to $500. I have to bring my balance back down and get my self back on track and hopefully by end of year i will get another increase.