Td Bank rewards card

[Anonymous]

Just went into the bank to do a sit down transaction, and the manager offered me the card. I delclined (so proud of myself! Hahaha) she told me that they only go by score and no other factors. You need at least a 660. Thought I would share this info incase anyone was interested in the card.

[Anonymous]

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@Anonymous wrote:
Just went into the bank to do a sit down transaction, and the manager offered me the card. I delclined (so proud of myself! Hahaha) she told me that they only go by score and no other factors. You need at least a 660. Thought I would share this info incase anyone was interested in the card.

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Thanks, Kaylava! I think its a great card for the first 6 months, but then it gets mediocre pretty fast. Congrats on declining!

[Anonymous]

They chuckled when I said no I already have the BOA Rewards card. The lady even said BOA seems to have better rewards. She couldn't believe that 0% APR for 15 statements, and 3% back on gas. 😉

[Anonymous]

Oh and I've had a TD account since 2003!😂

[Anonymous]

That is interesting,  

[kdm31091]

Yeah, TD needs to step up their game -- both their Cash and Easy Rewards are pretty mediocre after the 6 months.

[Anonymous]

Agreed! 😉

[DeeBee78]

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@Anonymous wrote:
Just went into the bank to do a sit down transaction, and the manager offered me the card. I delclined (so proud of myself! Hahaha) she told me that they only go by score and no other factors. You need at least a 660. Thought I would share this info incase anyone was interested in the card.

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I would seriously doubt their approval is based on score alone. It sounds like someone had a credit app quota they needed to fill.

[kdm31091]

Yeah I highly doubt they just glance at your score and nothing else...makes no sense.

[Anonymous]

Idk, that is what the manger said. but they didn't get me to apply. 😜