Tempted to press luv button on barclaycard

[Lambo23]

Barclay was good to me 11 months ago approving me for apple financing of 1500$ for a MacBook. I have used the card a few times for other large purchases as well... One was a cash advance for 800$ that I paid off within a month while still makin payments of 100$ for the laptop. At 6 months they auto raised my limit from $1500 to $2500. I paid my rent the next month on the card and paid off next statement. Right now I only owe them $300/$2500. I logged onto my account and noticed a credit limit increase button. I am so tempted to press it!
Will it be a hard pull?

Also, I recently aquired Amex BCE, Chase Freedom, and discover IT all last week. Will this scare them? And possibly just make things worse by me asking for a CLI?

The temptation is strong! Lol

[LS2982]

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@Lambo23 wrote:
Barclay was good to me 11 months ago approving me for apple financing of 1500$ for a MacBook. I have used the card a few times for other large purchases as well... One was a cash advance for 800$ that I paid off within a month while still makin payments of 100$ for the laptop. At 6 months they auto raised my limit from $1500 to $2500. I paid my rent the next month on the card and paid off next statement. Right now I only owe them $300/$2500. I logged onto my account and noticed a credit limit increase button. I am so tempted to press it!
Will it be a hard pull?

Also, I recently aquired Amex BCE, Chase Freedom, and discover IT all last week. Will this scare them? And possibly just make things worse by me asking for a CLI?

The temptation is strong! Lol

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Yes, it will be a HP.  Be prepared for a manual review if you ask for a CLI, most cases where the customer apped for alotr of new accounts and asked for a HP CLI with Barclays ended up with some kind of AA (CLD, closure).

I would wait if I were you.

[Lambo23]

Ya I know I will stay strong then. You're right. Barclay is so odd. I don't want to piss them off. Maybe they will auto me after 1 year in a couple months. Thanks LS.

[LS2982]

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@Lambo23 wrote:
Ya I know I will stay strong then. You're right. Barclay is so odd. I don't want to piss them off. Maybe they will auto me after 1 year in a couple months. Thanks LS.

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I'd check up on it right before your 13th statement, if they're going to auto luv you, it would happen around that time.

[SpecFile]

Lambo, they gave me auto luv at the 6 month and 1 year mark!! I haven't asked for a dime. Wait till you're at the 1 year mark and you'll feel the luv too!

[Lambo23]

Thanks brothers. Appreciate you talking sense into me guys lol

[Lambo23]

So, my card says opened 5/12. 12 statements have now posted. Is it considered a year old yet? Or in may? I'm assuming not til may when the 11th statement cuts. Anyways, just opened 3 accounts and those aren't showing yet. I'm not positive if they will auto CLI so maybe requesting an increase now would be better? I want to go from 2500 to 5000. I plan on purchasing 2 iPhones when the new ones come out so I could use that excuse if needed. If denied now, is it possible to get the auto next month??

[bs6054]

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@LS2982 wrote:

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Yes, it will be a HP.  Be prepared for a manual review if you ask for a CLI, most cases where the customer apped for alotr of new accounts and asked for a HP CLI with Barclays ended up with some kind of AA (CLD, closure).

I would wait if I were you.

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"most cases"?  I think this is a YMMV case, and the people who get AA post, so we don't see good ones.  Though I agree with the advice.

[bkfriendly]

Here's my history with barclay's to give you a little more info....opened priceline visa 1/2012, recon success on second call for 2000, no love @ 6-month mark (no new accts opened either during 1st 6-months) so the week after the 6-month mark with no auto-luv, i hit the button, requested $4500 total, they instantly countered with $3580, Done, accepted! (yes, hp though).......only 4-months ago by again and no new accts opened, I wanted to hit it again and I did, requested $6500 total this time, no instant response, but the very next day, it shows, new cl=$5000, so they countered again, but at the 4-month mark.....Right now it has been another 4-months since last request, with 5-new accounts reporting, luv button is there again, but I want NO MORE HP's so staying away till 6-month mark to see if its auto, good luck

[Lambo23]

I highly doubt when my new account report that they will auto me. So I would rather hit it now I think.