Terminated as an AU, How does it effect my score

[aloush11]

Sorry for all the questions!

How does an authorized user account with the status of "terminated" effect my score?

The balance still shows on the report, but it looks like they are still factoring it into my UTL. 

As always any feedback will be greatly apperciated!

Thank you!!

[Creditaddict]

I'd have it deleted since the balance is not updating

[aloush11]

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@Creditaddict wrote:
I'd have it deleted since the balance is not updating

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I take it if I do that, I would lose the age of the account too?

[Creditaddict]

Yes

[Cleanmachine]

If the original account is in "Good Standing" I would suggest that you leave it alone.

However, with that said, should the account start to report derogatory issues then I would

suggest that you have the account removed from your report.

Sometimes "Silence" is the better part of valor.

[aloush11]

It hasn't been updated since May 2013 but the card is maxed out. I don't want to lose the history for 13 years but it's still seems to be factoring into my score and and utilization.

[09Lexie]

It will continue to factor since you were removed with a balance. In your case you have to weigh what's more important, the util or loss of AAOA?