The Black Card ?

[NoMoreE46]

Personally, I have no issues with Barclays. That said, I dont travel that much and wouldnt app for this card.

I wanted to ask anyone who has this card  if they get their value from the $495 AF.

[Patient957]

I really don't see how one would get value from this card.  The $100 airline credit is really the only offset for the $495 AF, making the effective AF $395.

Of course you can trust Barfclays to be misleading regarding redemptions, like they're better than Chase or Cap 1.  Sure, they'll redeem at 2% for airfare, but earning is at 1%, so no better than a 2% catchall and less flexible, with redemptions apparently limited to flights.

I'll be shocked if we see someone come into this thread to sing the praises of this card.  

[ChargedUp]

If one wants a fancy black Mastercard, you can get the Gemini MC and get  crypto rewards.

with no AF...

[coldfusion]

The Black Card and its brethren Gold and Titanium cards have come up for discussion here multiple times since I joined the site.   General concensus is always pretty much the same,  once you get past the marketing sizzle and take a close look at what these cards actually offer in cmparison to other cards the overall benefits don't really justify the AF. 

[coldfusion]

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@Patient957 wrote:

I'll be shocked if we see someone come into this thread to sing the praises of this card.  

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It's happened a couple of times that I remember. The mailers in particular used to be very good at ego-stroking although I haven't received one in a few years.

[Gregory1776]

It's an AMEX Centurion for poor / stupid people.

[Gregory1776]

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@coldfusion wrote:

The Black Card and its brethren Gold and Titanium cards have come up for discussion here multiple times since I joined the site.   General concensus is always pretty much the same,  once you get past the marketing sizzle and take a close look at what these cards actually offer in cmparison to other cards the overall benefits don't really justify the AF. 

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Very generous and polite manner of putting it. 

[NoHardLimits]

The only one I've seen in real life was being waved around by some guy trying to enter an airport lounge.  He was holding up the check-in line because he didn't know that he actually needed to request a physical Priority Pass membership card and just kept insisting that his "BLACK CARD!!!" entitled him to lounge entry.  No, he did not get in.

[dfwxjer]

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@NoHardLimits wrote:

The only one I've seen in real life was being waved around by some guy trying to enter an airport lounge.  He was holding up the check-in line because he didn't know that he actually needed to request a physical Priority Pass membership card and just kept insisting that his "BLACK CARD!!!" entitled him to lounge entry.  No, he did not get in.

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Hahahahahahaha I just witnessed this exact scenario a couple weeks back. First and only time I've seen this garbage card in-person and the cardholder was being an over the top jerk trying to muscle his way in the lounge with his black card. He was irate that he waited in line and still not let in! 

[Patient957]

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@dfwxjer wrote:

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@NoHardLimits wrote:

The only one I've seen in real life was being waved around by some guy trying to enter an airport lounge.  He was holding up the check-in line because he didn't know that he actually needed to request a physical Priority Pass membership card and just kept insisting that his "BLACK CARD!!!" entitled him to lounge entry.  No, he did not get in.

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Hahahahahahaha I just witnessed this exact scenario a couple weeks back. First and only time I've seen this garbage card in-person and the cardholder was being an over the top jerk trying to muscle his way in the lounge with his black card. He was irate that he waited in line and still not let in! 

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This thread has taken quite a hilarious turn.