The Cash-Back Chronicles

[Blackbeauty212]

How good are you at Maximizing Cash Back with the Cards you have.....

Please detail: 

• How Much Yearly Total Cash Back Do You Earn 
• Across How Many Cards Does It Take You To Maximize 
• How Often Do You Reedem 
• How Do You Reedem (Statement Credit, Gift Cards, Check/DD) 

Not Applicable:

• No Bonuses for Meeting a Minimum Spend
• No Counting Miles or Points earned, Must be COLD HARD CASH

I earn roughly ~500/600$ a year in CB between 2 cards .... Spread across 2 main cards: 

Quicksilver Visa Signature = My Everyday Card, last year I earned 371$ in total Cashback 

Quicksilver World MasterCard = My Card to send Auto Bill Payments To, last year I earned 186$ in total Cashback 

This year I'm up to a collective 537$ in Total CB. I only Reedem at the End of the year, kind of use it as nice little present for myself, and I get my CB Directly Deposited.. 

[Anonymous]

i may regret posting in here because this'll be a super busy thread but:

i just use bonus categories and discover for 2% general spend

[Anonymous]

• How Much Yearly Total Cash Back Do You Earn - 1230 redeemed this year, but that's with bonuses (have no idea how much without bonuses), ~200 are not redeemed yet
• Across How Many Cards Does It Take You To Maximize 5 (Citi DC, Freedom, it, AmEx BCE, Sallie Mae)
• How Often Do You Reedem One time per couple of month
• How Do You Reedem (Statement Credit, Gift Cards, Check/DD) 

[Anonymous]

in cash back since may (when i started) i have earned roughly $80 or so? and in MR points minus bonus maybe 6k points since april