Once in with Disco. Miss Disco is a jealous one. She wants to be on top of your list and SP you to see how your treating her. Yes Disco likes newbies and want to build a relationship before others come along. But like a FICO score. No one will ever figure out how she operates. You can ask at 61, 91, 121 days for a CLI and then its lets see how you treat me thing. We say it here a lot. But when it comes to YMMV. Disco leads the pack. 
Haha well I havent used my Discover It card in over a year and Miss Disco recently gave me an auto CLI from 4k to 6k. Lol
@FireMedic1 wrote:Once in with Disco. Miss Disco is a jealous one. She wants to be on top of your list and SP you to see how your treating her. Yes Disco likes newbies and want to build a relationship before others come along. But like a FICO score. No one will ever figure out how she operates. You can ask at 61, 91, 121 days for a CLI and then its lets see how you treat me thing. We say it here a lot. But when it comes to YMMV. Disco leads the pack.
@seattletravels wrote:Haha well I havent used my Discover It card in over a year and Miss Disco recently gave me an auto CLI from 4k to 6k. Lol
@FireMedic1 wrote:Once in with Disco. Miss Disco is a jealous one. She wants to be on top of your list and SP you to see how your treating her. Yes Disco likes newbies and want to build a relationship before others come along. But like a FICO score. No one will ever figure out how she operates. You can ask at 61, 91, 121 days for a CLI and then its lets see how you treat me thing. We say it here a lot. But when it comes to YMMV. Disco leads the pack.
Like @Jnbmom posted. Thats how she operates. Makes no sense. Spend plenty. No soup for you. 
@AverageJoesCredit wrote:Shake your 🎱 and 🙏
....Miss Disco even gets jealous being in the same sock drawer with another card.
🙋♂️ It’s me. I’m Person A. 😢😂🙈 I will admit though, I do tend to agree with OPs point. Disco gave me a pretty good SL when I couldn’t get a prequal from anybody except Credit One. Cap 1, Chase, Citi, etc all had “No offers at this time”. Now they all do, and I know Disco helped with that, so I can’t hate on ‘em too bad. In reality, my $6500 CL is fine, but I’m like Veruca Salt when it comes to CLs thanks to you guys! 😉😂
@Jnbmom wrote:
@Anonymous wrote:While I'm sure this is not something that they would ever disclose and is probably well known to the forums, but I've seen in multiple cases where others (myself included) have thin profiles and barely qualify for a capital one unsecured platinum, are getting $6k plus limits. It seems that their methodology is to be first, and endear younger newer credit seekers to them early on. Whereas those who will have seasoned profiles and over $100k in available credit will end up with under $10k limits. Most likely because they are more exposed by people who are probably sock drawering their products just to pad their utilization. I'm sure there's a great deal of psychology behind it. Give more to the people who are willing to spend when no one else will, and even if they burn everyone else, they are much less likely to burn their "friends".
Nope discover has no rhyme or reason and nobody has figured them out yet. I have seen thin files get high SL's and I have seen well aged files get high SL's. Person A spends, spends and spends get no CLIs, person B sockdrawers get huge CLIs this month, next month it's a whole different ballgame.
Discover is the hardest nut to crack when it comes to SL and increasing your limits. But honestly with all the 4506 forms request from them as of lately, I am slowing not liking them very much these days.
Yup, I think the secret Disco sauce is a recepie that they, and they alone know the ingredients to. Sometimes we get a taste, sometimes they make us work our hunger up a bit more in anticipation!
Miss Disco is a bit ditzy... Do think theres a bit of truth to the jealous lover analogy.....
Its in the name of their main product... IT......
She wants to be a daily driver and/or used predictively..... Folks say.. but wait i sockdrawered her!
Those who get CLIs with her in time out.... i think its an intentional method of temptation to get some use out of the card ... Swipes and/or BT action.... call it a carrot...
Know im might not be the best analogy... but I seemed to get the most traction with a combination of good/great scores but thinnish credit.... and Discover having a 0% offer (a balance) while rest of cards with AZ or had negligible balances albeit PIF....even got a CLI with the card veering on maxxed out .... and only Miss Disco having a balance... (albeit I didnt realize how close i was..)... Miss Disco wants attention.. and that comes in different forms..
Also seems there is a throttle on cards that were previously secured for CLIs... do remember that Discover uses Asset Backed Securities just like Cap One... though it seems there is a bit more room for growth but they still get stuck....
Sometimes its in your best interest to start a fresh card with Miss Disco... esp if your credit has improved dramatically, and your "stuck"
Still a dartboard for when, where and how much she will give, but there are some things that can work in your favor.
-J
