@nj23 wrote:
I totally forgot about shopdiscover. I really need to dork it out and make a spreadsheet. I will prob use that.
If i were you i would look at Chase UR mall first then shopdiscover second for all online purchases :-)
I'll do that. Well my QS1 will probably be the useless one then although im not sure. Either way I'm demanding a PC to QS, CLI, and a siggy in the fall.
I use my Discover IT to get the statements & the TU FICO! 
Mine would be the chase amazon card. I used to use it quite often but I transferred most of the CL to my other chase cards so now it's just sitting unused at $500cl. It's one of my oldest cards and I haven't decided whether it's really worth it anymore since I can just as easily get 5x for purchasing amazon gift cards for smaller purchases. I'd also add Citi AAdvantage cards to the currently useless cards. I may use them for a BT soon but other than that, I don't have any plans to earn AA miles through the cards. I'm going to hold off on pruning any of my cards until I pay down my cc's though so technically, I guess they aren't useless cards since they're helping tremendously with my utilization at the moment.
@StriveToProsper wrote:Out of the cards I own, Macy's store card and Barclay Apple are the most useless. I don't shop at Macy's much at all (plus they stopped reporting) and don't receive any benefits from my Apple Financing card. After those two, I would have to deem my Discover IT useless. They refuse to give me a CLI without a HP and feel as if Discover is limited compared to Chase Freedom (Visa).
Waht do you mean by Macys doesn't report?
Discover IT $2,600- First Premier MasterCard $1,000- Dillards Store Card $300- Fingerhut Advantage $200