I know I can use my Neiman Marcus card there, but want this one to help lower my unti. this time of year.
HOWEVER, it's an HSBC card and they recently denied my best buy app. (never got a reason), but I guess it's my BK. I'm thinking they're not so BK friendly.
I got the NM card before BK, and recently got a CLi.
@Creditaddict wrote:Neiman Marcus and BG don't report CL so it won't help your util.
Neiman Marcus had started reporting the CL, last time I pulled my CRs.