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Thinking about Applying for Discover IT.

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scorpiostinger07
Regular Contributor

Thinking about Applying for Discover IT.

I really want the Discover IT card but I need them to pull TU...If I Freeze both EX and EQ will this cause my app to be declined or will they pull TU. 

 

 

Thanks


Starting Score: 433
Current Score: 700
Goal Score: 750


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Message 1 of 15
14 REPLIES 14
daybreakgonesXe
Valued Contributor

Re: Thinking about Applying for Discover IT.


@scorpiostinger07 wrote:

I really want the Discover IT card but I need them to pull TU...If I Freeze both EX and EQ will this cause my app to be declined or will they pull TU. 

 

 

Thanks


I know in my area (NJ), Discover pull TU anyways! Smiley Very Happy so you may not even HAVE to freeze EX or EQ...unless in your area they pull a different bureau for Discover?

Message 2 of 15
scorpiostinger07
Regular Contributor

Re: Thinking about Applying for Discover IT.

LoL...Im in AZ and they seem to pull EQ. Im just being impatient in getting the Discover Card.


Starting Score: 433
Current Score: 700
Goal Score: 750


Take the FICO Fitness Challenge
Message 3 of 15
MazdaSpeed
Contributor

Re: Thinking about Applying for Discover IT.

For me in ri they pulled TU, if you're going to apply, have someone refer you so you both get $50!
fico 747
Message 4 of 15
calihlove75
Established Contributor

Re: Thinking about Applying for Discover IT.

When I applied for Discover in 2010 and 2011 they pulled Experian only. Others have said they pull TU but not the case for me. I am in Chicago though.

100% Ficos: EX 780 , TU 783, EQ 776 inquiries last 2 years/1 year/6 months: EX-0/0/0, TU-0/0/0, EQ-1/0/0~ last credit card app 6/24/13- New car loan 3/8/2014- Discover IT $12,500~Kohls $1000~Amex BCE $4000~ Walmart Discover $7500~NFCU Signature CashRewards $23,300 Chase Freedom MC $6000~ Chase Amazon Visa $1900~ Cap 1/HSBC MC $3800~ Amazon Store $7000~ Fingerhut $1050
Message 5 of 15
scorpiostinger07
Regular Contributor

Re: Thinking about Applying for Discover IT.

Mazda do you have a referal?


Starting Score: 433
Current Score: 700
Goal Score: 750


Take the FICO Fitness Challenge
Message 6 of 15
Rackham94
Established Contributor

Re: Thinking about Applying for Discover IT.

I have ref link if you want to app 50 both of us if you are approved PM me
Message 7 of 15
Anonymous
Not applicable

Re: Thinking about Applying for Discover IT.

For me, they pulled EQ (675).
Message 8 of 15
enharu
Super Contributor

Re: Thinking about Applying for Discover IT.

for me, they pulled EQ (766 fako based on equifax.com. don't have my eq fico).

 

technically you can freeze your eq and ex like you said and see if they'll pull TU. if they need to pull EQ, they will decline your app and will ask you to unfreeze it when you call in.

JPMorgan Palladium (100k), AmEx Platinum (NPSL), AmEx SPG (46k), AmEx BCP (42k), Chase Sapphire Preferred (47k), Citi Prestige (31k), Citi Thank You Preferred (27k), Citi Executive AAdvantage (25k), JPMorgan Ritz-Carlton (21k), Merrill+ (15k), US Bank Cash+ (22.5k), Wells Fargo (12k), Bloomingdale’s (12.4k), Chase Freedom (5k), Discover IT (5k).
Message 9 of 15
SpecFile
Valued Contributor

Re: Thinking about Applying for Discover IT.

Pulled EQ for me (671)
Message 10 of 15
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