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Thinking about another AMEX charge card later on

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Anonymous
Not applicable

Re: Thinking about another AMEX charge card later on

I guess it would depend on lifestyle. I really don't travel or spend enough to maximize the benefits of a charge card.

 

The BCP AF pays for itself in my situation. There are probably times when the Freedom makes more sense but it really only comes out in circumstances when Amex isn't accepted.

Message 11 of 24
Repo-ed
Senior Contributor

Re: Thinking about another AMEX charge card later on

LS is itching like crazy! Smiley Very Happy

5/2012: 560 credit scores across the board
12/2014: 750+
3/2017: 780+
11/2019: 833
2/2023: Experian via Chase United Explorer CC pull - 891
Message 12 of 24
Anonymous
Not applicable

Re: Thinking about another AMEX charge card later on

All itchiness aside, wouldn't you get more bang for the buck by waiting until a pre-approval for BCP or BCE came down?

Message 13 of 24
Anonymous
Not applicable

Re: Thinking about another AMEX charge card later on

LS...good luck on whichever u decide on....I think u should go for the platinum...it will just be a soft pull anyways. ..if not approved,they will let u know......
Message 14 of 24
Anonymous
Not applicable

Re: Thinking about another AMEX charge card later on

If I traveled... All.The.Time.

 

I'd definitely get the Plat Plat... simply because the annual fee pays for itself. Seriously, go look at the benefits, you make out like a bandit... but ONLY if you know you're going to use the living daylights out of them.

Message 15 of 24
RyVision
Valued Contributor

Re: Thinking about another AMEX charge card later on

Since I almost never fly (if only they offered frequent DRIVER miles LOL) , I have never looked into fly type rewards cards. The reps at AMEX brought up Delta and Sky but they wouldn't do me much good (for revolvers), and as far as charge cards go, that's why I figured Zync fit me best (low AF but back dating and a few other non-fly perks at low cost).

 

If someone came out with a 10% cash back gas rewards card, I would jump on that like lightning Smiley LOL


AKA 840flippedto480
Message 16 of 24
Anonymous
Not applicable

Re: Thinking about another AMEX charge card later on


@RyVision wrote:

If someone came out with a 10% cash back gas rewards card, I would jump on that like lightning Smiley LOL



Where do I sign up for this!?!?!?!

Message 17 of 24
Anonymous
Not applicable

Re: Thinking about another AMEX charge card later on


@Anonymous wrote:
LS...good luck on whichever u decide on....I think u should go for the platinum...it will just be a soft pull anyways. ..if not approved,they will let u know why.......
Message 18 of 24
happy101
New Contributor

Re: Thinking about another AMEX charge card later on

I have the PR GOLD Charge and absolutely love and it forces me to PIF monthly. You can convert your earn points to DELTA SKYMILES! I also have the AMEX Skymiles and BCE, but mainly use the PR GOLD...

Message 19 of 24
LS2982
Mega Contributor

Re: Thinking about another AMEX charge card later on

The itch...............uh oh.

 

 

 




EQ FICO 548 3/3/16
Message 20 of 24
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