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Thinking of changing ALL my due dates...

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Anonymous
Not applicable

Re: Thinking of changing ALL my due dates...


@jsucool76 wrote:
all of my cards are just kinda due whenever. I don't even remember most of the due dates, but I log into my accounts about once a day, and just pay them whenever my statement comes in.

not really worried about balances reporting. lol.

You log on your accounts once a day and pay balances? That is too much work and too many payments!

 

@Anonymous Poster: Do what works for you. There is no magical rule for due dates. 

Message 21 of 24
Closingracer99
Valued Contributor

Re: Thinking of changing ALL my due dates...

I have all mine either at the start of the month or near the end of the month.  Just worked out that way basically since I never bothered to change any of the dates. I usually PIF way before the statement cuts so I never really noticed.


My Cards: Amex BCE: $9,000, Amex Hilton HHonors: $2,000, Amex ED: $12,000, Barclays NFL extra points: $3,000, Bank of America MLB cash rewards: $17,000, BBVA compass NBA Amex triple double rewards: $17,000, Chase Amazon: $1,000, Chase Freedom: $9,000, Chase Sapphire: $5,000, Chase Slate: $5,000, Chase Disney: $4,000, Citi Double Cash: $5,400, Citi AA plat: $5,500, Citi Simplicity: $3,000, Citi Thank you preferred: $8,800, Capital one GM: $2,000, Capital one PlayStation: $3,000, Gamestop: $1,150, Amazon Store: $5,000, Ebay MasterCard: $5,000, American Eagle Storecard: $750, Macy's: $500
EX: 744, TU:750, EQ: 740
Message 22 of 24
jsucool76
Super Contributor

Re: Thinking of changing ALL my due dates...

@random83

no,i log on once a day to look at them, and make sure everything is right (no weird charges, stuff like that) and once I get the email that my statement has been generated, I pay the bill.
Message 23 of 24
Anonymous
Not applicable

Re: Thinking of changing ALL my due dates...


@Anonymous wrote:

@jsucool76 wrote:
all of my cards are just kinda due whenever. I don't even remember most of the due dates, but I log into my accounts about once a day, and just pay them whenever my statement comes in.

not really worried about balances reporting. lol.

You log on your accounts once a day and pay balances? That is too much work and too many payments!

 

@Anonymous Poster: Do what works for you. There is no magical rule for due dates. 


Since we use our credit cards essentially as debit cards, that's actually almost exactly what we do. Almost. At the end of the day, I add up our receipts and schedule payments from our bank account for 3 days out from that day. I've learned to wait about 3 days because it takes the credit card companies time to process the transaction. Waiting 3 days to send the payment seems to have it hit at about the same time as or shortly after the transaction has hit our card.  That's just what works for us.

Message 24 of 24
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