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Thinking of opening CSP, get 50k points, then closing?

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Anonymous
Not applicable

Re: Thinking of opening CSP, get 50k points, then closing?


@Anonymous wrote:

@Anonymous wrote:

@elim wrote:

Don't forget to add each other as AU for the extra 10k.  Keep it open for a year.


I would prob add a fake name or something. I don't want to add my spouse, or vice versa, and then it'll show up as a new [unnecessary] account to lower the AAoA.


That.


Not sure that is any kind of criminal fraud as you are not using false information to gain credit (just a one time UR bonus) but as gdale6 says, clearly against Chase's rules:

 

When you tell us to add a user to your account, you’re agreeing that you have a relationship with the person or people whose name(s) and address(es) you've told us, and that all their information is correct.  If we determine you've given us fraudulent name and address information, we can close this account.

 

Of course, they can also close the account for any reason, but this is one they decided to highlight.

Message 21 of 25
FrancoB
Valued Member

Re: Thinking of opening CSP, get 50k points, then closing?

You are missing 10k UR points by ading an authorized user for each account and use the card onece. It can be anyone no SSN required.

You are the owner of the account and your are responsible for it. You can have any names as authorized user.

 

Keep the card for at least 11 months the downgrade to Basic Saphire and keep it for free.

Amex Gold Premier Rewards, Amex Platinum, Amex EveryDay Preferred 7k, Chase Freedom unlimited 18.2k, Chase Freedom 7k, Chase United Club 12.5k, Barclay Apple Rewards 10k, Barclay Aviator Silver 5.5k, Discover IT 9.5k, Capital One Quicksilver 3.25k, Kohl's 700, Citi AAdvantage Platinum 7k, Citi Prestige 13k, Citi Hilton Honors 15k, Amex Hilton Honoros 1k, Chase IHG 6k, Chase Sapphire Reserve 30k
Message 22 of 25
OmarGB9
Community Leader
Super Contributor

Re: Thinking of opening CSP, get 50k points, then closing?

Yea I also would advise against using a fake name for an AU.

Last App: 1/10/2023
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Currently rebuilding as of 04/11/2019.

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Message 23 of 25
elim
Senior Contributor

Re: Thinking of opening CSP, get 50k points, then closing?


@Anonymous wrote:

@elim wrote:

Don't forget to add each other as AU for the extra 10k.  Keep it open for a year.


I would prob add a fake name or something. I don't want to add my spouse, or vice versa, and then it'll show up as a new [unnecessary] account to lower the AAoA.


  You are Churning the card...  Most that do this have many closed TL's and their AAoA/HP's, etc is second to the gathering of Bonuses (don't care about unnecessary acc's).  If you do care about your CR's, I wouldnt churn the card.  Just keep yours and save up the $500 for your next trip.  It IS just $500.  

Message 24 of 25
Anonymous
Not applicable

Re: Thinking of opening CSP, get 50k points, then closing?


@Anonymous wrote:

@Anonymous wrote:

@elim wrote:

Don't forget to add each other as AU for the extra 10k.  Keep it open for a year.


I would prob add a fake name or something. I don't want to add my spouse, or vice versa, and then it'll show up as a new [unnecessary] account to lower the AAoA.


That.


I see your point on this one particular post, but to imply the thread itself is fraud is not accurate. They offer certain bonus for certain spend, and I'm seeking advice on what to do. It's not like I'm opening a fake account to accrue said bonus.

Message 25 of 25
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