@Anonymous wrote:
If you want to get into travel rewards the easiest card to use is Barclay Arrival+. They give you 50,000 points if you spend 3k in 3 months and 2 percent back for all spending. So you would have 56000 points availabe if you meet the spending bonus. They allow you to use it for any type of travel reimbursment in last 120 days. So for example if you have air fare or hotel showing up on your activitiy in the last 120 days just select the charge and you would get a 550 dollar credit with that spending. If your husbands 703 is a FICO 8 on Transunion he most likely could get that card.
Also there are airline specific. For example, we just signed up for Southwest Chase Card. And it gives you 60,000 Southwest points if you spend 2k in 2 months. That is actually 62000 Southwest points as you get a point a mile. Comes with a 69 dollar fee. But as Southwest points are worth more than a dollar a point you get quite a bit of bang for your spending.
Chase Saphire Preferred seems like a verry good card but I don't have that.
I have Amex cards but those are more complicated. There are also hotel cards that give big sign up bonuses.
Yes, it's good for the bonus, but OP may not need/want/be ablle to spend $3K when they could be paying down accounts. And you nearly always won't want to keep this card after the first year, a free 2% card is better for most people
