Re: Those of you with Fingerhut

tcrutchf · ‎09-07-2013

Mine showed up again on TU today also!

Chapter 13 Discharge - October 27, 2021
Current FICO 8 scores: Experian-680 Equifax-677 TransUnion-745

credit_challenged09 · ‎09-07-2013

according to credit karma... fingerhut is reporting again!!! yay!....but its not reporting on my experian report.... anyone else?

FICO Scores: (EX-735-11/12) EQ-757-12/03 (TU-750-11/12)
Discover FICO: 756 - 12/17 Walmart FICO: 750-1/06
USAA FAKO: EX-742 EQ-761 TU-761

Macys $7.2k - NFCU $24k - Discover $6.8k - Cap One $3500 - Nordstrom $3.5k - Wells Fargo $1k - Walmart $4.5k- The Limited $2.5k- Victoria's Secret $2.2k- Bloomingdales $2k- JCP $700

CreditExpressNJ · ‎09-07-2013

same...

CH7 Filed (3/29/17) - 483 EX 516 EQ 517 TU Discharged (5/31/17) - 559 EX 538 EQ 501 TU Current (1/18/22) - 690 EX 683 EQ 671 TU
Current Cards

starry1 · ‎09-07-2013

@credit_challenged09 wrote:
according to credit karma... fingerhut is reporting again!!! yay!....but its not reporting on my experian report.... anyone else?

They don't report to exp.

Starting Score: 11/29/12 TU 527; EQ 565; EX 564 fako - bk7 dc'd 2/15/13
Current Score: 1/22/15 TU 645; EQ 605; EX 633 New goal 675
Cap1 sec $1k (SD) / Fingerhut $2k / Flagship $12k / cashRewards $12k / NavChek $15k / Amazon $2k / Von Maur $1k / Firestone $2.2k / BCU $3k / NFL $1k / QS1 $750 / Target $400 / PPSC $800 / Conoco $700 (last app 09/29/14)

calihlove75 · ‎09-10-2013

I received notification of a new account today. It appears that TU reinserted my Fingerhut account that disappeared earlier this month.

100% Ficos: EX 780 , TU 783, EQ 776 inquiries last 2 years/1 year/6 months: EX-0/0/0, TU-0/0/0, EQ-1/0/0~ last credit card app 6/24/13- New car loan 3/8/2014- Discover IT $12,500~Kohls $1000~Amex BCE $4000~ Walmart Discover $7500~NFCU Signature CashRewards $23,300 Chase Freedom MC $6000~ Chase Amazon Visa $1900~ Cap 1/HSBC MC $3800~ Amazon Store $7000~ Fingerhut $1050

JSS3 · ‎09-10-2013

How does this affect the AAoA? The manner in which it resurfaced on my CR, made to seem like it's a "new account". I lost points when it disappeared as well as when it resurfaced. I don't quite know if it was for that alone(as I have new accounts opening up and my score is dropping with every new report). With that said, will this be backdated? Fingerhut was actually my 1st account.

For anyone with a FH account for a few years, who didn't open any new accounts,(and with no other possible negative factors) did your scores drop when Fingerhut showed up as "new"?

SuperShad · ‎03-14-2014

Hello BearsAndTurtlesRtheBest!!

How did you insert the pictures of the credit cards in your post?

Thanks.

Walmart FICO 643 Gardening as of 3/15/14!
March 2014 CreditXpert Ex 656, Eq 662, Tu 636 ~ August 2013 CreditXpert Ex 463, Eq 464, Tu 457

SuperShad · ‎03-14-2014

I opened a Fingerhut account last month and it is now reporting to ALL THREE bureaus. For whatever reason it just popped up on TransUnion today. Its been showing on Equifax and Experian for about 10-15 days if I remember correctly.

Walmart FICO 643 Gardening as of 3/15/14!
March 2014 CreditXpert Ex 656, Eq 662, Tu 636 ~ August 2013 CreditXpert Ex 463, Eq 464, Tu 457

myjourney · ‎03-14-2014

@RashadJ1 wrote:
Hello @BearsAndTurtlesRtheBest!!
How did you insert the pictures of the credit cards in your post?

Thanks.

Welcome to the forum

http://ficoforums.myfico.com/t5/SmorgasBoard/THIS-IS-HOW-YOU-ADD-CREDIT-CARD-PICS-TO-YOUR-PROFILE/td...

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?

SuperShad · ‎03-30-2014

@starry1 wrote:
@credit_challenged09 wrote:
according to credit karma... fingerhut is reporting again!!! yay!....but its not reporting on my experian report.... anyone else?

They don't report to exp.

They report to all three!

Walmart FICO 643 Gardening as of 3/15/14!
March 2014 CreditXpert Ex 656, Eq 662, Tu 636 ~ August 2013 CreditXpert Ex 463, Eq 464, Tu 457

Those of you with Fingerhut

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