@wasCB14 wrote:
@SunriseEarth wrote:
@pizza1 wrote:
Anyway..decided to shed a few cards that had been "challenge cards" for me post BK DC, along with "how high can I get my limit".
Good for you for trimming the fat! I get so clingy with my cards, but I was inspired by you and I finally gave my Citi Rewards+ card the old heave-ho! Citi refused to let the card grow without an HP, and I've overall been very disatisfied with their service and their rewards structures. And nothing else in the Citi lineup appeals to me.
I've been talking about cutting my Marvel MC off, but I may just leave it in the SD for now. I've had a bad experience with my Savor One (Cap One refused to honor my SUB), so that's on the chopping block, too. It's too bad CapOne doesn't have CL consolidation anymore, but maybe I'll leave it open in case it returns.
Merchant refunds took you below minimum spend? Another problem?
No, I met the spend. Their issue is that because I already had Capital One cards that I am not a "new cardholder" and not entitled to the SUB. I already went the CFPB route, but Cap One didn't budge.
Start: 619 (TU08, 9/2013) | Current: 804 (TU08, 10/07/25)
BofA CCR WMC $75000 | AMEX Cash Magnet $64000 | Disney Premier VS $52000 | Discover IT $46000 | NFCU cashRewards Plus WMC $33000 |Venmo VS $30000 | Cash+ VS $30000 | Macy's AMEX $25000 | Ralphs Rewards WEMC $25000 | Synchrony Premier $24,200 | Citi Custom Cash MC $22600 | GS Apple Card WEMC $22000 | WF Attune WEMC $22000 | Freedom Flex WEMC $18000 | Amazon VS $15000 | Target MC $14500 | BMO Harris Cash Back MC $14000 | Rakuten AMEX $12500 | Sephora VS $11900 | Belk MC $10000 | Wayfair MC $9500 |~~
