Time to move on up.

[illcrew3]

I need to get some major/bank cards to continue building my credit file. As of right now I only have store cards, rebuilder cards, and junk accounts from GEMB and what not. I am about to apply for CCCU but does anyone have any other suggestions of where to look. My Eq FICO is 706 and I have no baddies.

[Anonymous]

I'm curious, I think I stated this in a previous thread, but I really wanna know.

What's the difference between how the store cards and major bank cards are reported?

They're all revolving lines of credit, does fico really care?

[Anonymous]

Congrats on the good score!

Here's one place that you can try:

https://preapproved.bankofamerica.com/cc/SelfInquiry.aspx

That site will pull a soft inq on you I think, as you are NOT applying for credit at that point.

There's always the major banks, such as WaMu and Chase. 'Sup to you.

[illcrew3]

---

TheCynicalOne wrote:

I'm curious, I think I stated this in a previous thread, but I really wanna know.

What's the difference between how the store cards and major bank cards are reported?

They're all revolving lines of credit, does fico really care?

---

I have no idea but I know that FICO is picky about it. I neeeeed a MAJOR no fee credit card ASAP!

[illcrew3]

---

Sylviatob wrote:

Congrats on the good score!

Here's one place that you can try:

https://preapproved.bankofamerica.com/cc/SelfInquiry.aspx

That site will pull a soft inq on you I think, as you are NOT applying for credit at that point.

There's always the major banks, such as WaMu and Chase. 'Sup to you.

---

I gave that a shot already but they make no offers and I think it's because I have fraud alerts on my reports. I am in the process of trying to remove them but I'm waiting to get some help from another thread I posted.

[Creditaddict]

with a 706 go for AMEX!!! forget the rest.

Delta or blue

[illcrew3]

---

Creditaddict wrote:

with a 706 go for AMEX!!! forget the rest.

Delta or blue

---

I have read alot of nightmare stories about Amex on here like hard pulls for FR's.

Message Edited by illcrew3 on 11-12-2007 01:39 PM

[Anonymous]

Ahhhhh, ok. Gosh, from what I've heard on the forum, if you have a fraud alert, it's a little more difficult to have a lender take a close look at you.

[Creditaddict]

www.capitalone.com they have some good prime rate cards

[illcrew3]

---

Creditaddict wrote:

www.capitalone.com they have some good prime rate cards

---

I have also heard some real bad C1 stories.