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Time to use TYs after Citi account closure?

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wasCB14
Super Contributor

Time to use TYs after Citi account closure?

I am planning to call Citi for retention on Prestige.

 

In the unlikely but possible event that they close the account immediately without playing any games, would I have time to redeem my last TYs? I only have like 2k points at present, but I should do something with them first if I'd lose them immediately upon account closure.

Personal spend: Amex Gold, Amex Schwab Plat., BofA PR+CCR(x2), Costco
Business use: Amex Bus. Plat., BBP, Lowes Amex AU, CFU AU
Perks: Delta Plat., United Explorer, IHG49, Hyatt, "Old SPG"
Mostly SD: Freedom Flex, Freedom, Arrival
Upgrade/Downgrade games: ED, BCE
SUB chasing: AA Platinum Select
Message 1 of 4
3 REPLIES 3
Anonymous
Not applicable

Re: Time to use TYs after Citi account closure?

Once an account is closed, you should have 60 days to redeem the points. 

 

Rather than call to cancel, ask if they have any retention offers. If they do, great, if not you could leave the account open long enough to redeem them they way you want. Then close the account. Amazon is a quck way to get rid of them if not the most beneficial. 

Message 2 of 4
wasCB14
Super Contributor

Re: Time to use TYs after Citi account closure?

Got a rep who was eager to have me talk to retention. Took the 10k, $3k, 6 months offer.

Personal spend: Amex Gold, Amex Schwab Plat., BofA PR+CCR(x2), Costco
Business use: Amex Bus. Plat., BBP, Lowes Amex AU, CFU AU
Perks: Delta Plat., United Explorer, IHG49, Hyatt, "Old SPG"
Mostly SD: Freedom Flex, Freedom, Arrival
Upgrade/Downgrade games: ED, BCE
SUB chasing: AA Platinum Select
Message 3 of 4
Anonymous
Not applicable

Re: Time to use TYs after Citi account closure?

Congrats CB14!
Message 4 of 4
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