No credit card required
Browse credit cards from a variety of issuers to see if there's a better card for you.
I would wait for your cards to arrive. My MSD date didnt change until I activated the card. If after that it doesn't change then you can contact them. (I don't consider the year physically printed on the card to matter so much, just a cosmetic benefit.)
I got my BCE card last month. I had been an AU on my Mom's account in 2009. I asked for my member since date to be corrected via chat and they asked what it showed on my credit report. I told them that I was an AU and it said date opened 2003, reported since 2009 which is when I had my card. They ended up backdating me to when my mom opened her account in 2003! I initiated this request the day that I was approved and I received both cards on the same day. Good luck!
@hizzaah wrote:I got my BCE card last month. I had been an AU on my Mom's account in 2009. I asked for my member since date to be corrected via chat and they asked what it showed on my credit report. I told them that I was an AU and it said date opened 2003, reported since 2009 which is when I had my card. They ended up backdating me to when my mom opened her account in 2003! I initiated this request the day that I was approved and I received both cards on the same day. Good luck!
You got lucky. The backdating of AU's to the original CM's MSD is a policy, from what I understand, that ended long ago.
@heyarrnold wrote:
@hizzaah wrote:I got my BCE card last month. I had been an AU on my Mom's account in 2009. I asked for my member since date to be corrected via chat and they asked what it showed on my credit report. I told them that I was an AU and it said date opened 2003, reported since 2009 which is when I had my card. They ended up backdating me to when my mom opened her account in 2003! I initiated this request the day that I was approved and I received both cards on the same day. Good luck!
You got lucky. The backdating of AU's to the original CM's MSD is a policy, from what I understand, that ended long ago.
A few others have said they go by what the policy was when you were an AU.
@09Lexie wrote:
@Marcos8 wrote:I've had my BCP since October and I called them practically immediately to tell them that I had a previous relationship w Amex and actually received my backdated card in the mail even before the original card. I waited about 48hr after my approval to call them.
Ok but the OP has two cc's coming and the PRG ships expedited. He'll have to call back after ten days to have the date corrected. If he doesn't care about the dates on the cards, then he can call now.
Thanks to all who replied. I couldn't come up any real reason to to rush this except for instant gratification so I've decided to wait until I have both cards in hand. Then I'll most likely ask for my MSD to be corrected via chat. If that doesn't go well I'll call.
@OHWWCB wrote:
So that didn't go well. I was told that since I wasn't an AMEX cardholder that entire time, my Member Since date stands as it is.
I missed this reply earlier... Wow! That's awful. I've always know there was a chance that backdating won't work but based on all of the success stories I've come to assume it will even if I have to jump through a few hoops. If you try again please let us know how it goes.
@heyarrnold wrote:
@OHWWCB wrote:
So that didn't go well. I was told that since I wasn't anAMEX cardholder that entire time, my Member Since date stands as it is.Go online, start a chat, and ask for your member since date to be corrected. Do not mention the term "backdated."
I'll try that. I didn't use the term backdating, either.
@Ubuntu wrote:
@OHWWCB wrote:
So that didn't go well. I was told that since I wasn't an AMEX cardholder that entire time, my Member Since date stands as it is.I missed this reply earlier... Wow! That's awful. I've always know there was a chance that backdating won't work but based on all of the success stories I've come to assume it will even if I have to jump through a few hoops. If you try again please let us know how it goes.
And to be clear, this works for people even if they didn't have an account with AMEX for years between cards?
@OHWWCB wrote:
@Ubuntu wrote:
@OHWWCB wrote:
So that didn't go well. I was told that since I wasn't an AMEX cardholder that entire time, my Member Since date stands as it is.I missed this reply earlier... Wow! That's awful. I've always know there was a chance that backdating won't work but based on all of the success stories I've come to assume it will even if I have to jump through a few hoops. If you try again please let us know how it goes.
And to be clear, this works for people even if they didn't have an account with AMEX for years between cards?
Yes. They should honor the request without a problem. But if they, for some reason, want proof, just have that ready. But it's really a painless task that generally depends on the CR.
@OHWWCB wrote:And to be clear, this works for people even if they didn't have an account with AMEX for years between cards?
Yes. I didn't have any AmEx cards from ~2000 through 2012 but the two cards I applied for in 2013 were backdated to my MSD of 1998.