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Tips for triggering auto CLI Chase Freedom?

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Remedios
Credit Mentor

Re: How long before Chase auto CLI ?

I got one on Freedom when it was maybe 4 months old. It went from $8k to $11k

 

No clue why, there's always been very little spending on it.

CSP has not seen any increases and it's stayed at $16.7k, and that one has seen quite a bit of usage relative to the limit  before I sold my soul to US Bank. 

 

If anything, I would have been a whole lot less surprised if CSP got the CLI 

 

Chase 🤷

Message 21 of 25
tcbofade
Super Contributor

Re: How long before Chase auto CLI ?

DW has three Chase cards...one for six years, one for four years, and one brand new... we've never seen a CLI on any of them.

 

I've got two, and can't remember how long I've had them, but they've never seen a CLI either.

02/01/24 Fico 8: EX 757, EQ 803, TU 783.
Fico 9: EX 760 12/16/23, EQ 790 02/04/24, TU No idea.

Zero percent financing is where the devil lives...
Message 22 of 25
Anonymous
Not applicable

Re: How long before Chase auto CLI ?

I’ve had a couple auto CLI; seems like it happens when you have high util then PIF.
Message 23 of 25
Anonymous
Not applicable

Re: How long before Chase auto CLI ?

Wow lol. This topic randomly blew up 5 days after I posted it.

Thanks everyone for all the information. I'll just chalk it up as I won't be getting an auto CLI anytime soon.
Message 24 of 25
ibebarrett
Regular Contributor

Re: How long before Chase auto CLI ?

I've been averaging a spend of ~125% of my CL on my FU each month and PIF. It's on it's 4th statement period now, so hopefully I'll get a CLI one of these days!

FICO 8. EQ - 682. EX - 703. TU - 703
FICO 9. EQ - 735. EX - 716. TU - 749

Capital One Quicksilver - $2350 || Care Credit - $23500 || Costco Citi - $7500 || Redstone FCU Secured - $350 || Chase FU - $6600 || Discover - $2100 || Apple Card - $5000 || Wells Fargo - $7000 || REI Co-op - $15,500 || Citi Diamond Preferred - $2800
AMEX Amazon Business - $5500 || Chase Ink Unlimited - $3000
Message 25 of 25
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