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Tips for triggering auto CLI Chase Freedom?


Re: How long before Chase auto CLI ?

I got one on Freedom when it was maybe 4 months old. It went from $8k to $11k


No clue why, there's always been very little spending on it.

CSP has not seen any increases and it's stayed at $16.7k, and that one has seen quite a bit of usage relative to the limit  before I sold my soul to US Bank. 


If anything, I would have been a whole lot less surprised if CSP got the CLI 


Chase 🤷

Movies about evil children are called Documentaries.
Message 21 of 25
Super Contributor

Re: How long before Chase auto CLI ?

DW has three Chase for six years, one for four years, and one brand new... we've never seen a CLI on any of them.


I've got two, and can't remember how long I've had them, but they've never seen a CLI either.

06/26/20 Mortgage scores: EX2 718, EQ5 696, TU4 no idea.
08/01/20 Fico 8: EX 709, EQ 713, TU 733.
07/03/20 Fico 9: EX 700, EQ 709, TU no idea...

Zero percent financing is where the devil lives...
Sitting in the garden behaving myself. #noinqs2020
Message 22 of 25

Re: How long before Chase auto CLI ?

I’ve had a couple auto CLI; seems like it happens when you have high util then PIF.
Message 23 of 25
New Contributor

Re: How long before Chase auto CLI ?

Wow lol. This topic randomly blew up 5 days after I posted it.

Thanks everyone for all the information. I'll just chalk it up as I won't be getting an auto CLI anytime soon.

Total CL: $40,300


Goal: 0 Inquiries for a year
Message 24 of 25
Regular Contributor

Re: How long before Chase auto CLI ?

I've been averaging a spend of ~125% of my CL on my FU each month and PIF. It's on it's 4th statement period now, so hopefully I'll get a CLI one of these days!

FICO 8. EQ - 669. EX - 696. TU - 694
FICO 9. EQ - 689. EX - 689. TU - 715

Capital One Quicksilver - $1950 || Care Credit - $12000 || Costco Citi - $5500 || Redstone FCU Secured - $350 || Chase FU - $6600 || Discover - $1600
AMEX Amazon Business - $5500 || Chase Ink Unlimited - $3000
Message 25 of 25
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