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Tips for triggering auto CLI Chase Freedom?

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Community Leader
Super Contributor

Re: How long before Chase auto CLI ?

I got one on Freedom when it was maybe 4 months old. It went from $8k to $11k

 

No clue why, there's always been very little spending on it.

CSP has not seen any increases and it's stayed at $16.7k, and that one has seen quite a bit of usage relative to the limit  before I sold my soul to US Bank. 

 

If anything, I would have been a whole lot less surprised if CSP got the CLI 

 

Chase 🤷

EX 754 EQ 773 TU 752
Message 21 of 25
Super Contributor

Re: How long before Chase auto CLI ?

DW has three Chase cards...one for six years, one for four years, and one brand new... we've never seen a CLI on any of them.

 

I've got two, and can't remember how long I've had them, but they've never seen a CLI either.


Last inquiry 31 January 19. Going for Gold!

Zero percent financing is where the devil lives...
Message 22 of 25
Contributor

Re: How long before Chase auto CLI ?

I’ve had a couple auto CLI; seems like it happens when you have high util then PIF.
Message 23 of 25
Valued Member

Re: How long before Chase auto CLI ?

Wow lol. This topic randomly blew up 5 days after I posted it.

Thanks everyone for all the information. I'll just chalk it up as I won't be getting an auto CLI anytime soon.

Total CL: $40,300

Enthusiast

Goal: 0 Inquiries for a year
Message 24 of 25
Regular Contributor

Re: How long before Chase auto CLI ?

I've been averaging a spend of ~125% of my CL on my FU each month and PIF. It's on it's 4th statement period now, so hopefully I'll get a CLI one of these days!

FICO 8
Eq - 673
Ex - 663
Tr - 685

Capital One Quicksilver - $1950 || Care Credit - $9600 || Costco Citi - $5500 || Redstone FCU Secured - $350 || Chase FU - $2800
Message 25 of 25
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