cancel
Showing results for 
Search instead for 
Did you mean: 

To apply or not to apply... that is the question.

tag
Anonymous
Not applicable

Re: To apply or not to apply... that is the question.


@californiaboy935 wrote:

I always wanna go on an Application Spree. Because for some reason these stupid gambling computers make me feel good when they realize ill pay back their corporation and bring them lots of money in merchant fees...


What exactly are your garden goals? I mean if you can get cards like this, there isn't much point in gardening honestly. When I didn't have a solid garden goal, I always failed at gardening. Now that I have a garden goal, I got a bronze spade and didn't even notice it right away and the only reason I traded in my gold spade was because the AOD card checked a lot of boxes for me. Then I went right back in the garden. Once I get my US Bank out of the way, if I don't find another goal, it's going to be bad gardening again and I'll probably just remove the spade entirely. 

Message 11 of 29
K-in-Boston
Credit Mentor

Re: To apply or not to apply... that is the question.


@californiaboy935 wrote:

So the friend said to just deposit like 50k in an account and ask for the card. And they'll probably just give it to me to keep me a happy client.

 

So maybe ill do that and see if they'll give it ot me with no hard pull or anything. Am I still in the garden if i dont have a new hard pull? lol.


The JP Morgan Reserve card is no longer available to those with Chase Private Client, which requires $250,000 in deposits.

It now not only requires an invitation, but also requires $10 MM or more in deposits to qualify for Chase Private Bank.

$50,000 is unlikely to get more than a comfortable chair while they run your application for a Chase Sapphire Reserve, I'm afraid.

Message 12 of 29
Anonymous
Not applicable

Re: To apply or not to apply... that is the question.


@californiaboy935 wrote:

My friend is a pretty heavy hitter tho. The group he reffered me to (within JPMORGAN) has only billion dollar clients. So yeah idk, we'll see if hes full of **bleep**e or not. But i believe him.


I mean if he can get you in that way, that's great, but they are known to be rather strict with this one. 

Message 13 of 29
Remedios
Credit Mentor

Re: To apply or not to apply... that is the question.

I've removed the posts that do not adhere to community standards, including replies because they contained quotes. 

 

Please avoid baseless accusations and posts that incite conflict. 

If you need to, revisit Terms of Service 

Message 14 of 29
californiaboy935
Frequent Contributor

Re: To apply or not to apply... that is the question.

 


@Remedios wrote:

I've removed the posts that do not adhere to community standards, including replies because they contained quotes. 

 

Please avoid baseless accusations and posts that incite conflict. 

If you need to, revisit Terms of Service 


Thank you. Sorry, wont happen again.

BofA Cash Rewards Visa $50,800 | NFCU MCPlatinum $50,000 | NFCU Cash Rewards Visa $10,000 | American Express Platinum | American Express Blue Cash Preferred $6,000 | American Express Cash $2,000 | American Express Blue Business Plus $4,000 | Apple Card Mastercard $5,500 | Discover IT Student $1,000

FICO 8 scores 03/2022
EX-680
TU-732
EQ-749
Message 15 of 29
Remedios
Credit Mentor

Re: To apply or not to apply... that is the question.

Okies.

Message 16 of 29
californiaboy935
Frequent Contributor

Re: To apply or not to apply... that is the question.


Looks as though it might not actually be 10MM in assets required. What are your thoughts? Does that ruin the allure of the Card?

 

Screen Shot 2020-05-28 at 4.37.58 PM.png

BofA Cash Rewards Visa $50,800 | NFCU MCPlatinum $50,000 | NFCU Cash Rewards Visa $10,000 | American Express Platinum | American Express Blue Cash Preferred $6,000 | American Express Cash $2,000 | American Express Blue Business Plus $4,000 | Apple Card Mastercard $5,500 | Discover IT Student $1,000

FICO 8 scores 03/2022
EX-680
TU-732
EQ-749
Message 17 of 29
K-in-Boston
Credit Mentor

Re: To apply or not to apply... that is the question.

That would certainly be newsworthy.  FlyerTalk is filled with people frustrated that they can't get the card with $3-5 million in CPC accounts.  Not sure if it still holds true, but another difference between the CSR and Palladium Card (now JPM Reserve) was that it was (is?) a hidden tradeline.

Message 18 of 29
Anonymous
Not applicable

Re: To apply or not to apply... that is the question.


@californiaboy935 wrote:

Looks as though it might not actually be 10MM in assets required. What are your thoughts? Does that ruin the allure of the Card?

 

Screen Shot 2020-05-28 at 4.37.58 PM.png


It could very well be a situation where they make an exception based on who referred you. Keep us posted as it plays out. 👍 

Message 19 of 29
Anonymous
Not applicable

Re: To apply or not to apply... that is the question.

Good luck @californiaboy935 !! 🤞🏼

Message 20 of 29
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.