Transferring credit from Freedom to CSP.

kr3st00 · ‎03-13-2015

I called this morning to have my Freedom credit limit of $5,500 transfered over to my CSP as this is the one I use EVERYDAY and has one of my lowest limits.

I don't take advantage of the Freedom perks so I want to just get rid of it all the way.

When I called in to have this done they said it would result in a hard pull of my credit... WHAT? I thought you could transfer lines from Chase cards easily without issue? I got the Freedom and CSP at the same time and the Freedom has been Auto Luv'd but the CSP hasn't. I use the CSP heavily as my main card as it works out for me the best and make large payments multiple times a month and also PIF(most of the time).

What's the big deal!? Why can't they just transfer the CL to my CSP without a hard pull?

AvadaKedavra · ‎03-13-2015

Wow! That's new.

Did you try doing it via secured message? I moved limits around less than a year ago via secured message and they didn't pull anything.

Anonymous · ‎03-13-2015

Call back or SM. I just moved my entire Slate limit to my Freedom last week. Also both opened the same time.

kr3st00 · ‎03-13-2015

After calling them I sent a SM to have it done. I don't really care to have the Freedom at all. I'd love to get rid of it actually. I hope I get an answer back soon.

ddemari · ‎03-13-2015

That would be sad if chase startee to doing that.

chalupaman · ‎03-13-2015

@kr3st00 wrote:
I called this morning to have my Freedom credit limit of $5,500 transfered over to my CSP as this is the one I use EVERYDAY and has one of my lowest limits.

I don't take advantage of the Freedom perks so I want to just get rid of it all the way.

When I called in to have this done they said it would result in a hard pull of my credit... WHAT? I thought you could transfer lines from Chase cards easily without issue? I got the Freedom and CSP at the same time and the Freedom has been Auto Luv'd but the CSP hasn't. I use the CSP heavily as my main card as it works out for me the best and make large payments multiple times a month and also PIF(most of the time).

What's the big deal!? Why can't they just transfer the CL to my CSP without a hard pull?

I always just do an SM and they do it no problem with no HP. I really hope they can keep that policy up that way for a while.

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kr3st00 · ‎03-14-2015

Still nothing back from SM...

Creditaddict · ‎03-14-2015

They do a SP not a HP to just check everything is still okay with your credit.

ugh why can't people learn and be trained to know the difference!

Anonymous · ‎03-14-2015

Man, Im really hoping that this doesn't become or is a new thing with Chase. This would really put a damper on my plans

kr3st00 · ‎03-14-2015

I know the difference between SP and HP.

He speficifcally said on the phone it would be a HP. That's why I declined and we couldn't go any further.