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Triple pull from Capital One!?!

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Triple pull from Capital One!?!

I applied for the Quicksilver Visa and they hard pulled all 3 bureaus. Really capital one? I think that was a bit excessive. I have TONS of credit cards and have never once had this happen
Message 1 of 33
32 REPLIES 32
Valued Contributor

Re: Triple pull from Capital One!?!

Yup!!! As far as I know they are the only cc that does this.  But they have given me some really nice SCL so I think it was worth it. 

Message 2 of 33
Established Member

Re: Triple pull from Capital One!?!

It's kinda what they do. 

 

This is why people apply for muliple cards at one time. If you're going to take 3 HPs, ya might as well make it count. 

Message 3 of 33
Frequent Contributor

Re: Triple pull from Capital One!?!


@GDanzy wrote:

 As far as I know they are the only cc that does this.  


NFCU

Message 4 of 33
Frequent Contributor

Re: Triple pull from Capital One!?!

Look at it like this, you'll have unlimited SP CLIs. More than likely, it will grow very very fast like mine did. 

Ymmv ~ Cheers!

Discover it (4k), United (8k), Southwest (9k), AARP (5k), Hyatt (8k), Freedom (8k), Venture (20k), Quicksilver (30k), Hawaiian (15k), Cabelas (4k), BofA Cash (1.5k), Amex Hilton (10k), Citi Voyager (5k), Citi AA Platinum (4k), Farmers (7.5k), Amex Spg (10k)
Message 5 of 33
Valued Contributor

Re: Triple pull from Capital One!?!


@Gegland wrote:
I applied for the Quicksilver Visa and they hard pulled all 3 bureaus. Really capital one? I think that was a bit excessive. I have TONS of credit cards and have never once had this happen

True, but it's also one of the few credit cards that will subsequently do all CLIs by SP, and will be very generous when it comes to carrying balances and stuff. 

 

Give and take. 

Message 6 of 33
Senior Contributor

Re: Triple pull from Capital One!?!


@DaisyFly wrote:

@GDanzy wrote:

 As far as I know they are the only cc that does this.  


NFCU


NFCU pulls all three bureaus to open a credit card?

Message 7 of 33
Frequent Contributor

Re: Triple pull from Capital One!?!

 


@CAPTOOL wrote:

@DaisyFly wrote:

@GDanzy wrote:

 As far as I know they are the only cc that does this.  


NFCU


NFCU pulls all three bureaus to open a credit card?


 

They did not for me.  Only 1. 

EQ Fico 8 - 807
TU Fico 8 - 804
EX Fico 8 - 781
As of 09/03/17
Message 8 of 33
Senior Contributor

Re: Triple pull from Capital One!?!


@Gegland wrote:
I applied for the Quicksilver Visa and they hard pulled all 3 bureaus. Really capital one? I think that was a bit excessive. I have TONS of credit cards and have never once had this happen

It's also REALLY common knowledge here, so if it was a concern to you a little research could have given you a chance to decide if it was worth it to you. Now, as others have said, look for the upside. 

Message 9 of 33
Community Leader
Mega Contributor

Re: Triple pull from Capital One!?!

I know they're not "prime" but when starting my rebuild last year Fingerhut triple pulled me. Smiley Sad No extra benifits like youll see but it does happen.
#ChaseCreditCardHobby Enthusiast
2022
!
Message 10 of 33
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