True Value Discover Card?

[Creditaddict]

Anyone have it?

Was it instant? online?

[SunriseEarth]

AFAIK, it's not one you can get thru the "Shopping Cart Trick," but I'm not sure much else about it. 

[CreditUnionFan]

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@Creditaddict wrote:

Anyone have it?

Was it instant? online?

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The True Value Discover is issued by Comenity, but there's no "shopping cart" trick to it, and most likely will result in a HP.

I looked at it, but chose to stick with the Discover-backed Discover I already had. 

I doubt Discover would care about the Comenity-issued Discover... but Comenity may have lower requirements.

[mt2va]

I was approved instant online last week.  Although since I haven't gotten so much as an email much less my card I'm starting to think I imagined it but no the screen say congratulations and told me I had a $500 limit. 

[money28]

Comenity can be very slow processing apps. Have you tried setting up an account?

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@mt2va wrote:

I was approved instant online last week.  Although since I haven't gotten so much as an email much less my card I'm starting to think I imagined it but no the screen say congratulations and told me I had a $500 limit. 

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[mt2va]

Yes and that's what has my slightly concerned because of course I have to choose the option that I don't have my card # yet & I put in all my information and it says it can't find me.  Guess I'll keep patiently waiting.  I was just so shocked to be approved as all I've had for the last 5 years is a couple secured cards. 

[CreditUnionFan]

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@mt2va wrote:

Yes and that's what has my slightly concerned because of course I have to choose the option that I don't have my card # yet & I put in all my information and it says it can't find me.  Guess I'll keep patiently waiting.  I was just so shocked to be approved as all I've had for the last 5 years is a couple secured cards. 

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You could always call Comenity, but if it said approved, then it's just a matter of waiting.

As for secured cards, I know back in the 90s I kept a couple of them open for the payment activity, but also because I'd deposited $5k, and I had occasionally large purchases.

In today's environment, unless it's a secured card from a major prime issuer (Chase, Citi, BoA, CapOne) , I'd want to be out of there ASAP. Credit One and First Premier are two that come to mind that I would want to stop the bloodletting that their fees are hard to justify.

[mt2va]

I'm going to try to be patient (very hard for me), but I know I didn't imagine the approval because otherwise I wouldn't have known about the $500 limit.  It's just that GE is so fast I was approved for 2 with them in the same time period and they are both already reporting on my reports. 

[Boonie]

I applied and was approved with HP for $3k.  Once I got the card, and setup my online account, I hit the CLI button (SP) until it stopped me (at $20k)!!!! 

[B335is]

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@Boonie wrote:

I applied and was approved with HP for $3k.  Once I got the card, and setup my online account, I hit the CLI button (SP) until it stopped me (at $20k)!!!! 

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Sorry for the year old bump, but I was researching the True Value card and this is just insane.... $3k to $20k immediately!

Is this card harder to get than Orbitz?  Comenity denied me for inq, but the score on my letter was 958 out of 999 for Orbitz app.