@Anonymous wrote:
Sure I did! They all went up 
But to be fair I always keep my util at 10% or below, a couple accounts reached the 3 month mark at that time and I cant definitively say closing caused the increase although that was the reason FICO 3B gave. Unless closing increases your util significantly I dont see it hurting your score but Im not an expert just sharing my own experience. The only minor score hits Ive taken were from inquiries and those were nothing compared to the consistent increases
Ha! Too funny I also keep low utilization, generally 1-2%. So maybe I wouldn't take too much of a hit, then...
TU: 793 (6/13/17) | EQ: 787 (7/17/17) | EX: 788 (6/15/18)
Cap1 Quicksilver, $4,750 (4/2012); Discover IT, $40,000 (10/2012); Chase Amazon Rewards, $14,600 (10/2012); AMEX Hilton HHonors, $15,000 (11/2012); AMEX Blue Cash Everyday, $15,000 (01/2013); Barclaycard Arrival+, $10,000 (07/2013); Citi Home Depot $8,000 (06/2018)
