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Tutorial to check for Capital One PC options

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NoMoreE46
Community Leader
Senior Contributor

Tutorial to check for Capital One PC options

This is a tutorial for anyone interested in how to look for PC upgrade options for their existing C1 card.

  

C1 gets a good amount of views and often, folks are asking about PCs options within the Approvals or what not.  To try to keep those threads on-topic, I decided to post this tutorial so it could be it's own thread for ease.

 

 

There are two  three ways (TY @FireMedic1 )  to check for your options-   naving via the Website or via the App. 

 

[Edit]  Adding the URL link as 3rd option:

 

https://www.capitalone.com/?external_id=%2Fproductupgrade  

 

 

 

Website screenshots:

 

Select the card you want to PC and then click I Want To

 

c1 1.jpg

 

 

and then View Offers and Upgrades

 

c1 2.jpg

 

 

and finally,  Explore Upgrades

 

c1 3.jpg

 

 

Hopefully, you will be presented with your PC upgrade options.

 

c1 4.jpg

 

 

 

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From the App, Tap the applicable account for the PC.

 

73E6A480-9E46-4BC3-BA7C-27B9D52AB316.jpeg

 


Scroll to the Special Offers, tap View All

 

 

B8E16C08-FE84-415C-AFC6-B2279FDF1013.jpeg

 

 

Tap Explore upgrades

 

IMG_5902.jpg

 

 

 

Hopefully, you'll be presented with a few PC upgrade options.


447104BC-CECD-43F0-83C2-EE3284BBDB5C.jpeg3FF799AB-69F1-4DF6-AF14-5BDE1B49B896.jpeg

 

 

Message 1 of 13
12 REPLIES 12
Anonymous
Not applicable

Re: Tutorial - Upgrade options for your Capitol One credit card

My QS shows an offer to BT at purchase APR (~16%) with no BT fee.  Not all that useful!

 

 

Message 2 of 13
StephenH
Regular Contributor

Re: How to check for Upgrade options on your Capitol One credit card

Love it! It's a very frequent question that comes up on these forums.

 

If you don't mind, add the "=/productupgrade" link on there as well. I think it'll help a lot of ppl.

Bankruptcy Chapter 7 DC 03/2021
IIB: Chase CSR 10K, Amex BCP 20K, Disco It 9K, Citi DC 3K

Cap One Plat. 04/2021 3K SL ---> CLI 3.3K ---> PC Venture One ---> PC QS ---> PC Savor One
Cap One QS1 08/2021 3K SL ---> CLI 5.5K ---> PC QS (no AF) ---> PC Venture ---> PC QS
Penfed PCR 12/2022 12.5K SL

Installment Loan 08/2021 ( PIF)
Student Loan 09/2014 10K remaining

As of 04/2024:
FICO 8: 707 EX, 701 EQ, 703 TU
Message 3 of 13
NoMoreE46
Community Leader
Senior Contributor

Re: How to check for Upgrade options on your Capitol One credit card

Hey @StephenH,

 

Thanks for mentioning this open secret !

This verbiage to add is basically a short cut to the same landing page from the website option.   Anyone can certainly add the =/productupgrade  to their particular URL for a direct jump.   For most though,  it is probably easier to navigate there with three clicks instead.

 

 


@StephenH wrote:

Love it! It's a very frequent question that comes up on these forums.

 

If you don't mind, add the "=/productupgrade" link on there as well. I think it'll help a lot of ppl.


 

Message 4 of 13
Zoostation1
Valued Contributor

Re: How to check for Upgrade options on your Capitol One credit card

+1 for adding the direct product upgrade link as the other navigation options may not be there for everyone.  Prior to getting a PC from a QS1 to a VentureOne via the direct link about 4.5mo ago, neither the "view offers and upgrades" on the website nor the "special offers" option in the app were ever visible for me.  I had no way to get to the upgrade page without the direct link.  Ever since upgrading it's always there on desktop (though I have no worthwhile offers) and is there on the app (no offers just "we're still learning what's best for you")

Rebuild Started Nov 2021
June 2022 FICO 8:
June 2022 FICO 9:
May 2025 FICO 8:
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Message 5 of 13
zerofire
Valued Contributor

Re: How to check for Upgrade options on your Capitol One credit card

That's nice. Pity they are not offering anything I like. Also I am on the way to drop them as a issuer in my collection because of how bad their products are. I remember a time they actually tried to care but oh well.

TU:816 12/19/24 Bank of America--EX: 809 01/03/25 Experian--EQ:836 01/06/25 myFICO--Gardening since N/A
Active:
Bank of America (Unlimited Cash Rewards WMC, Customized Cash Rewards WMC, Customized Cash Rewards VSC), Capital One Savor WEMC, Chase (Amazon Prime VSC, Freedom Flex WEMC [x2], Freedom Unlimited VC), Citi (Custom Cash WEMC, Dividend MC), Citizens GreenSense WMC, Curve WEMC(Suspended), Discover It C, FNBO Ducks Unlimited VSC, GBank VSC, PenFed (Platinum Rewards VSC, Pathfinder Rewards VSC), Santander Ultimate Cash Back WMC, Synchrony PayPal Cashback WMC, UMB Simply Rewards VC[Milford Federal], US Bank (Altitude Go VSC, Cash+ VSC [x2], Pick n Save/Metro Market WEMC)
Wishlist: AAA Daily Advantage, AOD Signature, Bellco Colorado Rewards, Nusenda Platinum Cash Rewards, PCMCU Platinum Rewards, Redstone FCU Signature
Message 6 of 13
isik
Regular Contributor

Re: Tutorial - Upgrade options for your Capitol One credit card


@Anonymous wrote:

My QS shows an offer to BT at purchase APR (~16%) with no BT fee.  Not all that useful!


Same, except at my insane 31.24% APR. No thanks, I'll use one of the many 0% APR BT options I can easliy get if I need to do a BT.

Personal:

Business:

FICO 8:
Message 7 of 13
DONZI
Established Contributor

Re: Tutorial to check for Capital One PC options

@NoMoreE46  that's pretty cool -- is that unique to Capitol One?

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[2020-12-09]=[EQ8|786]-[TU8|746]-[EX8|772] .... gardening until I can't (again).
[2023-10-01]=[EQ8|797]-[TU8|776]-[EX8|775]
Message 8 of 13
Anonymalous
Valued Contributor

Re: How to check for Upgrade options on your Capitol One credit card


@NoMoreE46 wrote:

Hey @StephenH,

 

Thanks for mentioning this open secret !

This verbiage to add is basically a short cut to the same landing page from the website option.   Anyone can certainly add the =/productupgrade  to their particular URL for a direct jump.   For most though,  it is probably easier to navigate there with three clicks instead.

 

 


@StephenH wrote:

Love it! It's a very frequent question that comes up on these forums.

 

If you don't mind, add the "=/productupgrade" link on there as well. I think it'll help a lot of ppl.



For a lot (most?) of us, "/productupgrade" is completely different from clicking through the app or webpage.

 

For instance, the only offer I see when I do the 3 clicks is a BT offer (at 31.24%... you're not the only one, @isik!). But if I use the /productupgrade link, I see the option to PC to the Venture One. Back when I converted my Platinum to a Quicksilver, my offers page was completely blank, but the secret link worked.

Message 9 of 13
FireMedic1
Community Leader
Mega Contributor

Re: How to check for Upgrade options on your Capitol One credit card

Message 10 of 13
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.