Two product changes

[5KRunner]

So, I'm not sure whether this belongs here or whether anyone even cares, but I'm posting it anyways

I've been reviewing my cash back strategy and decided that I have more than enough 1.5% cash back cards. Before my two PCs, I had the following: Cap One QS (mine and an AU on my wife's), Chase FU (ditto) and AmEx Cash Magnet. So I changed the Chase FU to Freedom (5% CB this quarter on groceries and home improvement stores) and the AmEx Cash Magnet to Blue Cash Everyday (3% CB on groceries and 2% on gas).

[pinkandgrey]

Smart changes. I love the BCE

[xaximus]

Good idea! If anything, I would look into a 2% card and you can drop the QS one as well.

[5KRunner]

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@xaximus wrote:
Good idea! If anything, I would look into a 2% card and you can drop the QS one as well.

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Not a bad idea... I already have a Citi DC, and I’d close the QS in a heartbeat if it weren’t my oldest card (and has a decent SL of $12.5K). I may let it die of neglect, though.

[CreditInspired]

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@5KRunner wrote:

So, I'm not sure whether this belongs here or whether anyone even cares, but I'm posting it anyways

I've been reviewing my cash back strategy and decided that I have more than enough 1.5% cash back cards. Before my two PCs, I had the following: Cap One QS (mine and an AU on my wife's), Chase FU (ditto) and AmEx Cash Magnet. So I changed the Chase FU to Freedom (5% CB this quarter on groceries and home improvement stores) and the AmEx Cash Magnet to Blue Cash Everyday (3% CB on groceries and 2% on gas).

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Hi and welcome to MyFICO

Good strategy

[Anonymous]

If Capital One ever decides to open up PC's to Savor/SavorOne in the (near!) future then you'd have that option for one of your QS cards.

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@5KRunner wrote:

So, I'm not sure whether this belongs here or whether anyone even cares, but I'm posting it anyways

I've been reviewing my cash back strategy and decided that I have more than enough 1.5% cash back cards. Before my two PCs, I had the following: Cap One QS (mine and an AU on my wife's), Chase FU (ditto) and AmEx Cash Magnet. So I changed the Chase FU to Freedom (5% CB this quarter on groceries and home improvement stores) and the AmEx Cash Magnet to Blue Cash Everyday (3% CB on groceries and 2% on gas).

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[5KRunner]

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@Anonymous wrote:

If Capital One ever decides to open up PC's to Savor/SavorOne in the (near!) future then you'd have that option for one of your QS cards.

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Exactly what I’ve been thinking... I applied for Savor a handful of weeks ago, but they declined me, so a PC option would be awesome... the Savor categories are about the only CB gaps remaining in my regular spending patterns.

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