@Anonymous wrote:
What other card should I apply for that would make sense? I was thinking about travel cards such as Amex Platinum or Ritz but am uncertain, but I like the CSP a lot.
You need to give us your criteria if you want feedback. How did you select the Platinum & Ritz? These are very different cards. What's lacking with your current line up of cards?
Have you run the numbers for your spend to determine rewards on your spend? Have you looked at redemptions for those rewards programs and how the methods of redemption that you can use for each program would impact reward value?
What are your other considerations?
@Anonymous wrote:
I have been mulling just asking Chase for a CLI for the CSP. Is this a good route? What are my chances and what is their general take on extending further credit to exisiting customers.
We have no idea what your chances are. You have to make the request if you want the CLI.
"General take" is irrelevant. Any CLI with any creditor depends on what one's credit profile and income qualify for versus a given creditor/product's underwriting criteria. We have no idea what the latter is for any creditor or product. We can try to guess by looking at anecdotal evidence but there are major caveats with doing so.
I've never received an auto CLI from Chase. I've never requested one. My wife, on the other hand has received several auto CLI's. It's impossible to tell you what you will experience.
@Anonymous wrote:
I am just looking to increase limits to decrease monthly utilization
While that's one way to do it you can always reduce reported utilization by reducing balance prior to report date.
