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I paid off both of my US Bank CCs on April 15th. They slashed 700 off my Platinum card 3 months ago due to high balance but didn't touch my BBB card. I needed money for new business so maxed out some CCs was my only choice.
My questions are:
-Should I call them now and request CLI?
-Does anyone know if US Bank CLI need a hard pull?
Chase and Discover CLI cost me 2 hard pulls last month. I need a car loan soon so I don't want anymore hard pull.
Wait at least 6 months from when they slashed or there's limited to NO chance. It will be a hard pull.