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UGH....Amex 7 to 10 day with CLI

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Anonymous
Not applicable

UGH....Amex 7 to 10 day with CLI

Well after 18 months and two prior tries I just submitted a cli request and got a 7 to 10. My profile has been cleaned up big time with over 10k paid off. Zero balance on my amex. Can I call to get a recon or am I likely denied again. todays experian score puts me at 750

Message 1 of 22
21 REPLIES 21
Anonymous
Not applicable

Re: UGH....Amex 7 to 10 day with CLI

ironic how just today they invited me to apply for the Amex gold.....

Message 2 of 22
09Lexie
Moderator Emerita

Re: UGH....Amex 7 to 10 day with CLI

I got that email too ....I'm sticking in the garden.

Good luck on your CLI.
Message 3 of 22
Anonymous
Not applicable

Re: UGH....Amex 7 to 10 day with CLI

worth a call to recon. I have been in the garden for almost 18 months. I WANT OUT to play for a little

Message 4 of 22
Anonymous
Not applicable

Re: UGH....Amex 7 to 10 day with CLI

is there even a recon option on a CLI?

Message 5 of 22
searchingfor67
Established Contributor

Re: UGH....Amex 7 to 10 day with CLI

How much did you ask for OP? And what is your income level?
TU FICO: 772 (Discover) • Exp FICO: 772 (Citi)

Amex BCE $13K | Amex Costco TE $10.4K | Amex SPG $5K | Chase Freedom Visa Signature $15K | Chase Sapphire Preferred Visa Signature $15K | Chase Ink Plus World Elite MC $5K | Citi TY Preferred World MC $10.1K | Citi Forward $10K | Citi Diamond Pref $7.6K | Discover IT $9.9K | JP Morgan Chase Select Visa Signature $9.2K | NFCU CashRew Visa Sig $25K | NFCU LOC $15K | NFL Visa Signature (Saints) $8.1K | USAA Amex $11.3K | USAA World MC $11.5K
Message 6 of 22
Anonymous
Not applicable

Re: UGH....Amex 7 to 10 day with CLI

limit was 2k asked for 6k. Making 177,000 yearly

Message 7 of 22
Lambo23
Frequent Contributor

Re: UGH....Amex 7 to 10 day with CLI

Got the email too
Message 8 of 22
ibmrad7
Established Contributor

Re: UGH....Amex 7 to 10 day with CLI


@aleicgrant wrote:

limit was 2k asked for 6k. Making 177,000 yearly


Wow.. you make so much and they still denied. After seeing couple of other denials and my own approval, I am highly convinced that major portion of approval is based solely on their own risk score rather than EX score. They don't seem to care what your EX score is as long as you internal risk factor is low with them

Message 9 of 22
Anonymous
Not applicable

Re: UGH....Amex 7 to 10 day with CLI

to say I am befuddled is an understatement.  So I will ask again. do we have a recon phone for amex and a CLI

Message 10 of 22
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