cancel
Showing results for 
Search instead for 
Did you mean: 

UMB Simply Rewards Promo

tag
issac2x
Frequent Contributor

UMB Simply Rewards Promo

Seems like UMB has released their promos for this quarter as well. Its 3x for fitness/pharmacy/paypal.

Untitled.png


Message 1 of 11
10 REPLIES 10
Anonymous
Not applicable

Re: UMB Simply Rewards Promo

Do they do these every quarter? I will be at 0/12 in April and I will be 0/12 for inquiries too and I'm thinking of trying for this card now that DC is dead.

Message 2 of 11
issac2x
Frequent Contributor

Re: UMB Simply Rewards Promo

After looking back at my offers they probably do but they're targeted. I get them some quarters and sometimes I don't. Here's one from 2020:

Untitled2.png


Message 3 of 11
JeffMO
Regular Contributor

Re: UMB Simply Rewards Promo

Gonna work out great for me! I got the email also






Capital one 500, Discover 11.1k. UMB Signature visa 18.5k, DW UMB card Auth user 16K. Citi Costco anywhere 26.6k, Amazon Prime 22.3K
BH/Comenity Photo 10k Lowes advantage 35k
AAOA 2y4m, oldest 5 years. 0 collections. 125k income, Util 1% inq 1/12. 1/24. 30/60/90 = 0, No derog's, clean file. Rebuilding started 4 years ago.
Starting Score: 560
Current Score: 795
Goal Score: 850


Take the myFICO Fitness Challenge
Message 4 of 11
Anonymous
Not applicable

Re: UMB Simply Rewards Promo

Is this a geofencing card? I think I might get it in the future.

Message 5 of 11
issac2x
Frequent Contributor

Re: UMB Simply Rewards Promo


@Anonymous wrote:

Is this a geofencing card? I think I might get it in the future.


The main card is usually geofenced to UMBs banking footprint but there are multiple affinity versions through partner banks/orgs that aren't. Untitled.png


Message 6 of 11
Anonymous
Not applicable

Re: UMB Simply Rewards Promo

Thanks!

Message 7 of 11
Aim_High
Super Contributor

Re: UMB Simply Rewards Promo


@issac2x wrote:

@Anonymous wrote:

Is this a geofencing card? I think I might get it in the future.


The main card is usually geofenced to UMBs banking footprint but there are multiple affinity versions through partner banks/orgs that aren't. 

Untitled.png


Mine is an affinity version.  Originally linked to the card through the AFBA (Armed Forces Benefits Association) which used to offer banking products in addition to insurance.  Their provider at the time in the 1990's was 5-Star-Bank (Colorado).   Later, 5-Star-Bank spun off the card servicing to UMB.

 

The first card I had was supposed to be a no-frills low-APR rate version.  The first UMB card had their Credit Union Rewards program in the early 2000's that was basically 1% (or even less) back, depending on redemption.  Several years ago, I was able to product change it into the "Simply Rewards" product even though the card looks completely different. 

 

2UMB_AFBA Visa.jpg    UMB_Simply_Rewards.jpg


Business Cards


Length of Credit > 42 years; Total Credit Limits > $947K
Top Lender TCL - Chase 156.4 - BofA 99.9 - CITI 97.5 - AMEX 95.0 - NFCU 80.0 - SYCH - 65.0
AoOA > 32 years (Jun 1993); AoYA (Oct 2024)
* Hover cursor over cards to see name & CL, or press & hold on mobile app.
Message 8 of 11
issac2x
Frequent Contributor

Re: UMB Simply Rewards Promo


@Aim_High

Mine is an affinity version.  Originally linked to the card through the AFBA (Armed Forces Benefits Association) which used to offer banking products in addition to insurance.  Their provider at the time in the 1990's was 5-Star-Bank (Colorado).   Later, 5-Star-Bank spun off the card servicing to UMB.

 

The first card I had was supposed to be a no-frills low-APR rate version.  The first UMB card had their Credit Union Rewards program in the early 2000's that was basically 1% (or even less) back, depending on redemption.  Several years ago, I was able to product change it into the "Simply Rewards" product even though the card looks completely different. 

 


In my case mine was an affinity version but since the bank I got it through (First National) discontinued their partnership with UMB they converted my account to the main card.


Message 9 of 11
Bojack
Valued Member

Re: UMB Simply Rewards Promo

Thinking of accepting a mailer offer for this card. I've heard conflicting reports on if Walmart/Target usually count as discount stores for this card. Can someone enlighten me? Thsnks

Message 10 of 11
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.